Office of Public Affairs Chicago IL For Immediate Release: May 9, 2014 Contact: Scott Allen or Rhonda Burke Phone: (312) 353-6976 or (312) 353-4807 Email: allen.scott@dol.gov or burke.rhonda@dol.gov Release Number: EBSA-CHI-14-19

Date of Action: April 9, 2014

Type of Action: Consent Judgment

Names of Defendant: Timothy J. Clifford, Jr., Patrick D. Clifford, Clifford Replacement Windows & Siding, Inc., CRW Inc. 401(k) Plan in Mount Prospect, Ill.

Allegations: Clifford Replacement Windows & Siding Inc. was the Plan Sponsor and Plan Administrator of CRW Inc. 401(k) Plan. Since at least March 31, 2004, through Sept.1, 2006, Timothy J. Clifford was the president and owner of CRW. Since at least March 31, 2004, T. Clifford and Patrick D. Clifford were both named trustees and fiduciaries to the plan. Furthermore, according to the plans governing documents, T. Clifford, P. Clifford, and CRW are the only legal persons authorized to direct the disbursement of the plans assets.

The department alleges that during sometime in 2006, CRW ceased operations, and was involuntarily dissolved by the Illinois Secretary of State on Sept. 1, 2006. Under the terms of the plan, terminated participants with vested account balances are entitled to receive their benefits upon termination. However, as of July 29, 2013, there were a total of seven participants, one forfeiture account, and a total of $33,033.90 in plan assets. The department alleges that T. Clifford, P. Clifford, and CRW failed to discharge their duties with respect to the plan solely in the interest of the participants and beneficiaries and for the exclusive purpose of providing benefits to participants and their beneficiaries in violation of the Employee Retirement Income Security Act.

Resolution: The judgment permanently enjoining the defendants from serving as fiduciaries or service providers to any ERISA-covered plan and from violating ERISA in the future; appoints an independent fiduciary to distribute the plans assets and terminate the plan.

Court: U.S. District Court for the Northern District of Illinois, Eastern Division, Chicago

Docket Number: 1:14-cv-00666

Employers and workers can reach EBSAs Chicago office at 312-353-0900 or toll-free at 866-444-3272 for help with problems relating to private-sector retirement and health plans. Additional information can be found at http://www.dol.gov/ebsa.

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Judge orders independent fiduciary to terminate employee benefit plan of Clifford Replacement Windows and Siding and ...

Office of Public Affairs Chicago IL For Immediate Release: February 13, 2014 Contact: Scott Allen or Rhonda Burke Phone: (312) 353-6976 or (312) 353-4807 Email: allen.scott@dol.gov or burke.rhonda@dol.gov Release Number: EBSA-CHI-14-7

Date of Action:Jan. 30, 2014

Type of Action:Complaint

Names of Defendant:Timothy J. Clifford, Jr., Patrick D. Clifford, Clifford Replacement Windows & Siding, Inc., CRW Inc. 401(k) Plan in Mount Prospect, Ill.

Allegations:Clifford Replacement Windows & Siding Inc. was the Plan Sponsor and Plan Administrator of CRW Inc. 401(k) Plan. Since at least March 31, 2004, through Sept.1, 2006, Timothy J. Clifford was the president and owner of CRW. Since at least March 31, 2004, T. Clifford and Patrick D. Clifford were both named trustees and fiduciaries to the plan. Furthermore, according to the plans governing documents, T. Clifford, P. Clifford, and CRW are the only legal persons authorized to direct the disbursement of the plans assets.

The department alleges that during sometime in 2006, CRW ceased operations, and was involuntarily dissolved by the Illinois Secretary of State on Sept. 1, 2006. Under the terms of the plan, terminated participants with vested account balances are entitled to receive their benefits upon termination. However, as of July 29, 2013, there were a total of seven participants, one forfeiture account, and a total of $33,033.90 in plan assets. The department alleges that T. Clifford, P. Clifford, and CRW failed to discharge their duties with respect to the plan solely in the interest of the participants and beneficiaries and for the exclusive purpose of providing benefits to participants and their beneficiaries in violation of the Employee Retirement Income Security Act.

Resolution:The complaint seeks an order permanently enjoining defendants from serving as fiduciaries or service providers to any ERISA-covered plan; appointment of an independent fiduciary to distribute the plans assets and terminate the plan; and requiring defendants T. Clifford and P. Clifford to pay all reasonable fees and expenses incurred by the independent fiduciary.

Court:U.S. District Court for the Northern District of Illinois, Eastern Division, Chicago

Docket Number:1:14-cv-00666

Employers and workers can reach EBSAs Chicago office at 312-353-0900 or toll-free at 866-444-3272 for help with problems relating to private-sector retirement and health plans. Additional information can be found at http://www.dol.gov/ebsa.

Link:
US Department of Labor files suit to terminate employee benefit plan of Clifford Replacement Windows & Siding and ...

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Millet AB Sloped Roofing|(780) 800-7295|S Edmonton Shingle Roofing - Video

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Thunder The Window Cleaning Cat
Sure, he does windows but will he ever vacuum or clean his own litter box? NO!!!!!!!!!!!

By: DrNworb

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Thunder The Window Cleaning Cat - Video

Start your own window cleaning business Part 1 The Negatives
Part 1 The Negatives. My first video of a series looking at some negative things to consider Before you start your own business.

By: John Ryan

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Start your own window cleaning business Part 1 The Negatives - Video

Times Staff Report

Xlent Image, located in Glencoe, is a fully licensed commercial and residential window cleaning service, providing quality, professional service to the greater Gadsden and Anniston areas.

Xlent Image was born from owners Tony and Faith Jones desire to have a flexible schedule, enabling them to serve more in their local church and community.

Tony Jones has spent much of the last 13 years in sales, primarily business-to-business, while his wife has a background in both management and manufacturing.

Our attention to detail and commitment to excellence is what sets us apart, Tony Jones said.

The business opened Sept. 2 and a ribbon-cutting ceremony was held Wednesday.

For more information, visit http://www.facebook.com/XlentImage, email xlentimage@yahoo.com or call 256-328-2400.

Hours of operation are Monday through Saturday by appointment.

Xlent Image, located in Glencoe, is a fully licensed commercial and residential window cleaning service, providing quality, professional service to the greater Gadsden and Anniston areas.

Xlent Image was born from owners Tony and Faith Jones' desire to have a flexible schedule, enabling them to serve more in their local church and community.

Tony Jones has spent much of the last 13 years in sales, primarily business-to-business, while his wife has a background in both management and manufacturing.

Our attention to detail and commitment to excellence is what sets us apart, Tony Jones said.

The business opened Sept. 2 and a ribbon-cutting ceremony was held Wednesday.

For more information, visit http://www.facebook.com/XlentImage, email xlentimage@yahoo.com or call 256-328-2400.

Hours of operation are Monday through Saturday by appointment.

Original post:
Window cleaning service opens in Glencoe

MIDDLETOWN During a tour of city projects Wednesday, the state's top environmental official rode a lift to the roof of an old factory building in the north end to view arrays of solar panels producing power for new businesses inside.

Reaching the rooftop 35 feet in the air, Department of Energy and Environmental Protection Commissioner Robert J. Klee took out his smartphone and snapped a "selfie" with his host, Middletown Mayor Daniel Drew.

"This is amazing," Klee exclaimed, posting the image on Twitter.

A few minutes later, Klee and Drew, along with a dozen city and state officials, stared down into a 15-foot-deep pit beside Route 9, where crews are using oil-drilling technology to tunnel three miles to Cromwell so they can install pipe for the long-awaited hook-up with the Mattabassett District sewage treatment plant.

Klee's three-hour tour, aboard a city transit bus, also included a stop at a former Main Street gas station that is being cleaned-up for commercial development, and the "Trees of Honor" memorial, nearing completion at Veterans Park, to honor the 65 Connecticut soldiers killed in the conflicts in Iraq and Afghanistan.

The tour ended at Middletown's riverfront, where Gov. Dannel P. Malloy last week announced $2.6 million in state funding for environmental cleanup work that will launch riverfront redevelopment efforts.

"These projects are very exciting," said Klee, a Yale-trained lawyer who studied geology at Princeton. "What's happening in Middletown can serve as a model for other municipalities."

Klee's visit to Middletown was part of the agency's "commissioner in your community" program begun under Daniel C. Esty, whom Klee replaced in January. Klee was Esty's chief of staff.

It began with a presentation by Chris Nelson, who oversees the DEEP's recycling and waste-to-energy programs. Nelson said the state has set an ambitious goal of recycling 60 percent of its waste by 2024. It now recycles 28 percent of its waste.

The tour was led by Middletown's environmental specialist, Jim Sippery, who was joined by city Water and Sewer Director Guy Russo, Planning Director Michiel Wackers and Amy Vaillancourt, an environmental engineer, who is overseeing a number of city cleanups, including the former Steve's auto repair at 645 Main St.

See more here:
State Environmental Official Tours Middletown Development Sites

The Town Council clearly had no patience for a request from Low Mountain Construction for more time to complete the Avenue of the Fountains improvement project without penalty.

The project is under contract to be completed by Oct. 20.

But the contractor was seeking an additional 18 days (to Nov. 7) to complete the work.

The contract calls for a 180-day schedule for completion and every day beyond that costs the contractor $710 per day.

The council did vote to give an additional two days due to weather conditions, but members were clearly unimpressed by other issues raised by the contractor.

The contractor also cited delays in SRP getting power installed, and delays from two manufacturers in getting materials delivered such was water feature parts and light fixtures.

Vice Mayor Cecil Yates noted that the delays started at the very beginning.

You were not the low bidder, Yates said. You issued a challenge (to the credentials of the low bidder) and that caused a two-week delay to the start.

Respectfully, I do not see a full crew working out there. I can see a little extension, but I have real issues.

One issue raised by the contractor was the extra time it took to have power delivered to the site. Development Services Director Paul Mood explained that weather priorities had delayed SRP in getting crews to the site to connect the power.

Original post:
Council unhappy with Avenue progress

Oct. 9, 2014, 4 a.m.

WORK to transform a former Panmure pine plantation into a community park is proceeding quickly with Moyne Shire Council contributing funds for the makeover.

Panmure Action Group vice-president Reg Dumesny (left) and president Ian Wallace take a break from mulching work at the future park this week. Picture: VICKY HUGHSON

WORK to transform a former Panmure pine plantation into a community park is proceeding quickly with Moyne Shire Council contributing funds for the makeover.

The creation of the park is part of a busy time ahead for the Panmure Action Group (PAG) that also has plans to create a war memorial in the township as well as new Panmure entrance signs.

PAG president Ian Wallace said Moyne Shire had responded to the groups call for assistance and contributed $4600 to pay for the mulching of pine stumps on the 0.8-hectare site on the banks of Mount Emu Creek.

Mr Wallace said the councils action had given impetus to PAGs plan to create a park on the land that had previously beenused as a fund-raising pine plantation by Panmure Primary School.

He said PAG hoped to link the park with a path along Billets Street to the bridge over Mount Emu Creek and the Big Hole swimming area on the other side of the creek.

Mulching of the pine stumps on the site took place this week and PAG plans to next contour the site, construct a post-and-rail fence around it with an entrance off Heath Marsh Road.

Mr Wallace said the installation of walkways and picnic tables would be the next steps, with tree planting by the community likely to be the final stage.

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Panmure residents starting to see the park for the trees