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    Eddy Andrews Handyman Services Unveils Innovative Solutions for Modern Home Repairs – EIN News - December 11, 2023 by Mr HomeBuilder

    Eddy Andrews Handyman Services Unveils Innovative Solutions for Modern Home Repairs  EIN News

    Originally posted here:
    Eddy Andrews Handyman Services Unveils Innovative Solutions for Modern Home Repairs - EIN News

    5 Steps for Opening a Handyman Business - September 7, 2023 by Mr HomeBuilder

    If you enjoy working with your hands and like the opportunity to complete odd jobs in various environments, a career as a handyman could be ideal for you. Opening a handyman business is a great way to make money doing something you enjoy while having the opportunity to work for yourself. Use these five steps from Home Builder Developer and Interior Renovation to get started.

    1. Decide On a Specialty

    Handymen complete a wide variety of jobs, from wiring electrical outlets and repairing plumbing systems to building decks and painting rooms. Instead of considering yourself a jack of all trades, choose one area to specialize in. You may still have the knowledge to work on electrical systems even though you work primarily as a plumbing handyman, but having a specialization makes people more likely to trust your services.

    1. Apply for Necessary Permits

    You must research the locality you want to work in so that you are aware of all restrictions and regulations. For example, some areas may require you to hold an electrical license before you can work with outlets or wires. If you want to include this service as part of your repertoire, you must have all the necessary licenses. Doing your research before starting your handyman business can help you decide what services to offer and ensure that you have all the necessary permits and licenses.

    1. Launch the Business

    Before you can officially launch your handyman business, you must decide how you want to operate the company. Drafting a business plan allows you to identify your company vision so that you can grow your business sustainably. You also need to decide how you plan to secure financing and what type of insurance you want to carry. Many companies have business plans and use them to promote growth. You’ll also need to choose a structure for your new business.

    Although it’s not an official part of your business plan, it’s a good idea to begin practicing project scope management at this early stage of your business. Project scope involves breaking down any project into five components: objectives, tasks, outputs, deadlines, and budgets. This page deserves a look as you’re getting a feel for developing your project scope. You can apply this strategy to any project, from the process of launching your business to a project for one of your clients in the future. Using it will help you to stay focused on actionable next steps and avoid project creep.

    1. Create a Marketing Plan

    Developing a good marketing campaign is how you attract customers to your business. Word-of-mouth advertising is one of the best strategies for handymen to use, but social media campaigns are also often effective. Using a banner on your social media accounts is a great way to attract attention. You can also add a graphic or video to grab users' attention.

    Think about the moments when someone needs or is considering your assistance. Most people don’t call a plumber unless there’s an emergency, so address that situation in your marketing. If you specialize in general contracting or kitchen remodel, create a campaign about deciding whether to renovate your kitchen before listing your home. You can focus on topics like budget, ROI, and the draw an updated kitchen has during a sale.

    1. Use Helpful Programs

    One of the hardest parts about running your own business is completing all of the administrative tasks yourself. You can streamline the administrative process by using helpful apps and programs.

    Excel is another powerful spreadsheet program that can help you track income and expenses, create budgets, track mileage, and more. Once you've learned the basics, you can start using Excel to your advantage. For example, you can use it to create financial projections for your business, track inventory levels, and even create marketing campaigns. You can import a PDF into Excel by embedding it in the file if you want to attach invoices to your spreadsheet.

    And if you’re a welder and don’t already know about Welding Logic, you should. Click here to visit this free resource covering everything from product reviews to welding advice from experts in the field. Taking advantage of free resources like these is a great way to streamline your daily operations while also improving your bottom line.

    Make a Plan to Stand Out

    A career as a handyman can be lucrative and rewarding, but it’s important to start with a plan. Choose a niche that you believe you will enjoy. Then, find out the provincial requirements needed to legally enact that job. And be creative and strategic in your marketing plan. You can make yourself stand out by presenting common scenarios that might bring people to need your services. Soon, you’ll be busy helping people with your specific handyman service.

    Visit Home Builder Developer and Interior Renovation if you are looking for helpful information about a variety of home renovation topics.

    The Trusted Toolbox | Professional Handyman Services - September 30, 2022 by Mr HomeBuilder

    We can provide you with home remodeling services that you can count on. No gimmicks. No waiting around for weeks at a time to get the job finished. We show up on time for your appointment and we will be respectful of your property so that we dont track dirt and debris through your home.

    Save yourself the time and aggravation of having to do repair work around your home on your own. You dont have the time, energy, or patience to do bathroom remodeling, kitchen remodeling, wood rot repair, home repair, deck remodel & installation, painting, window replacement, window repair, bathroom repair, kitchen repair, deck repair, or any of our other handyman services with other small odds and ends type jobs that keep piling up around your home. Its a much wiser idea to let our handymen do the work for you. We promise that you and your family will be pleased with our services and with our professionalism. We know there are other contractors and handyman companies in the area that you could choose, but we feel as if our knowledge, experience, attention to detail, and our exceptional customer service is what sets us apart from everyone else in our industry. We have many happy past clients, and you can read some of their reviews on our site.

    See the original post:
    The Trusted Toolbox | Professional Handyman Services

    Ace Handyman Services Wants Franchisees to Break Even Faster – Franchise Times - September 30, 2022 by Mr HomeBuilder

    A new owner can help drive sales, and thats exactly what happened for what was Handyman Matters. Sales increased an astounding 614 percent in 2021, from $7 million to $50 million.

    Acquired by Ace Hardware in 2019 and rebranded to Ace Handyman Services, the company has an internal goal for franchisees break even in 90 days.

    We cant promise that to everybody, but people who are doing our processwere finding that were seeing great success in brand-new franchisees breaking even within 90 days, said Colette Bell, co-founder and vice president of development at Ace Handyman Services.

    We have very specific onboarding processes, which entail getting owners out into their communities to make connections, and also launching the website early to gain traction online. The new brand name helps, too.

    Ace Hardware saw an increase in customers asking for help with home projects. What they were really seeing was the shift in our society from do-it-yourself, which is what weve always been, to do-it-for-me, which is really where were at right now, she said.

    Bell attributed the brands success partly to the Ace rebrand and partly to the pandemic, when people were at home noticing projects theyd like done.

    Bell started the company with her husband in 1998 in Denver and started franchising in 2001. The company hires full-time employees, rather than independent contractors like some of its competitors. They work for our franchisees, they have background checks, Bell said. We put a one-year warranty on all of their work.

    Ace Handymans continued success has been a product of Ace Hardwares investment, she said. They didnt just buy us and say, Make do, Bell said. Instead, what they did was they bought us and then they said, Oh, wow, youre growing. Lets continue to grow the corporate staff at the same ratio, so that our onboarding, our training, our marketing and our operations could all stay the same for new franchisees as they did for old franchisees. Thats a huge investment.

    Continue reading here:
    Ace Handyman Services Wants Franchisees to Break Even Faster - Franchise Times

    ‘Blues’ fundraiser to benefit Meals on Wheels – Newnan Times-Herald - September 30, 2022 by Mr HomeBuilder

    The power of music will once again be utilized to help raise money for Meals on Wheels.

    On Saturday, Oct. 8, Greenville Street Park will host the Coweta Blues Benefit, featuring a number of local musicians, including organizer Kris Youmans.

    I enjoy using music to support local organizations, Youmans said. Everyone is so happy to help. I love how people in the community network and work together.

    It began with Meals on Wheels of Coweta providing home-delivered meals, handyman services, pet care assistance and general companionship to area elderly and homebound.

    Youmans said she enjoys bringing awareness to the charities that dont receive much focus, and Meals on Wheels in Coweta is one of those.

    In response, Youmans created an annual local concert that brings together a variety of area talent, all willing and able to play a specific genre of music: the blues.

    Several bands contribute to the show each year and the fundraiser has become a popular one amongst locals and visitors alike.

    Blues Plate Special will be held at Greenville Street Park and begins at 4 p.m. The show will include performances by The Kris Youmans Band, Frankies Blues Mission, Leonard Washington, John Hensley Band and Mary Claire Martin.

    Headlining the event is Eric Culberson, Youmans younger brother, and the lead of one of the top blues bands in the southeast.

    Im excited about this show, everything has truly come together for the evening and I know it will be wonderful.

    Youmans said the event wouldnt be possible without the help of More Music Foundation for Kids, PGRS Roofing, Bigham Masonic Lodge #53, Lubin An Law LLC and Serenity Healing Arts.

    For more information, visit the event Facebook page at https://fb.me/e/4IuuUvklU .

    Go here to see the original:
    'Blues' fundraiser to benefit Meals on Wheels - Newnan Times-Herald

    2022 Handyman Hourly Rates | Service Price List & Tips to Save – Thumbtack - August 20, 2022 by Mr HomeBuilder

    On average,handymenhourly rates range from $40 to over $100. For small jobs, a handyman might have a minimum charge of$60-$100. However, how much you pay will ultimately depend on where you liveand the complexity of the job.

    "The value in what I do is that if you are a CPA and you want to hang something on the wall, do you know what that wall structure is designed of? What youre putting on the wall? If that wall can support that? Do you know whats in the wall?

    If you want to hang a TV and you want the wires to run inside, do you know the steps involved to do that? Its not just grab some tape, slap it up on the wall and ta-da, there it is.

    The people that are involved have a knowledge of how things are done. I have a knowledge of how its supposed to be done.

    If its not in your wheelhouse, dont do it. Youd be better off to contact and hire somebody to do it. Youll be more satisfied in the end. Without you having to worry did I do it right, or have to pay for it twice.

    Im Lance Johnson, Im a handyman, and you can find me on Thumbtack."

    Excerpt from:
    2022 Handyman Hourly Rates | Service Price List & Tips to Save - Thumbtack

    Global Backsplash & Wall Tile Services Market to witness an impressive growth during the forecast period 2021 to 2027 The Oxford Spokesman – The… - January 25, 2022 by Mr HomeBuilder

    MarketsandResearch.biz cases Global Backsplash & Wall Tile Services Market from 2021 to 2027 offer all out-market examination and projections that offer total system-based assessment responses to ensure the most unprecedented efficiency in all segments and regions, with definite figures and estimates. The report consolidates Backsplash & Wall Tile Services force of the market, critical drivers of market improvement, market division portions, and progressing generally market changes.

    This examination of the overall Backsplash & Wall Tile Services market includes partaking in market improvement segments and drivers and limitations. Moreover, there are various segments that are associated with the report, for instance, market affecting bits, related organization factors, market drive sections and areas, openings and current new developments, and fundamental market improvement information.

    DOWNLOAD FREE SAMPLE REPORT: https://www.marketsandresearch.biz/sample-request/192814

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    ACCESS FULL REPORT: https://www.marketsandresearch.biz/report/192814/global-backsplash-wall-tile-services-market-2021-by-company-regions-type-and-application-forecast-to-2026

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    Contact UsMark StoneHead of Business DevelopmentPhone: +1-201-465-4211Email: sales@marketsandresearch.biz

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    Global Backsplash & Wall Tile Services Market to witness an impressive growth during the forecast period 2021 to 2027 The Oxford Spokesman - The...

    Grands Stepping Up supports grandparents who are raising their grandchildren alone – The Philadelphia Inquirer - January 25, 2022 by Mr HomeBuilder

    On a cold January night two years ago, Regina Cappelli, a single grandmother raising two young grandsons, got the call from her local county child welfare agency.

    Another grandchild an infant had just been removed from Cappellis daughter, also the mother of the other boys. Come get the baby, or he would go into foster care, she was told.

    Overwhelmed and unprepared, Cappelli called Karen Barnes, another single grandmother raising a grandchild.

    I was devastated and I was in tears, the Delaware County woman recalled. When you get these kids, you get the clothes on their back and thats it. I said, I dont know what Im going to do.

    Her friend wasnt just sympathetic. She was outraged.

    Karen said, Thats it! Somethings got to be done!

    That night, Barnes got on social media. The next day, when she showed up at Cappellis home, the grandmother couldnt believe her eyes.

    She filled up my living room! said Cappelli, now raising her three grandsons. Four contractor bags full of clothes, diapers out the wazoo, formula, a Pack n Play, a stroller, blankets galore, wipes. I couldnt imagine something like that from just overnight.

    Barnes was also amazed by the robust response her posts received. She took it to heart.

    I said to myself, I have a gift and I am definitely being called, Barnes said. I can do this.

    And thus, Grands Stepping Up (GSU) was born. A nonprofit organization, GSU provides support to grandparents raising their grandchildren and kinship guardians raising their family members.

    Everything I do and try to empower others to do comes from saying yes, said Barnes, 58.

    For this former volunteer program coordinator who had to stop working due to a chronic gastrointestinal condition, saying yes meant taking emergency custody and eventually adopting her granddaughter, Ellianna, now 9. It came to mean seeing other guardians who needed help, just like she often had, and deciding to do something about it.

    Grands Stepping Up has come a long way since it started in 2020.

    The program runs Denis Pantry, a place where any member of the Delaware County community and grandparents from anywhere can come for food, clothing, and baby goods. GSU estimates the pantry served about 500 families last year. It is located in the basement of Llanerch Hills Chapel in Havertown and named after Barnes brother, who died of COVID-19.

    But Grands Stepping Up has expanded in other ways, too.

    The group has partnered with other organizations like the Main Line Art Center and the Kiwanis of the Main Line to provide free art programs for the grandkids. GSU has also helped provide holiday meals for hundreds of grandfamilies.

    GSU now has a legal clinic with local family lawyers offering their services on a sliding scale. There are three licensed therapists volunteering their services for trauma-focused counseling for the children and their guardians. The group also has been able to provide some financial assistance.

    Often, GSU will put out a special request on its Facebook page and get it granted, like the funds raised to pay for a tombstone. Their appeals are seldom ignored, Barnes said.

    I can tell you we always have our donors who come through for us, she said. A lot of people have been touched by so much stuff in their lives, they want to come forward to help.'

    A lot of the grandparents raising grandchildren are living on fixed incomes. Some who do get governmental support say it is meager, but they are reluctant to get more involved with the child welfare system, even though it would mean more aid.

    Some profess a lack of trust in the foster care system. They say they dont believe the intrusion would be in the best interest of their families. Others feel theyre to blame for their offsprings problems that rendered them unable to care for their own children.

    I was so mortified, embarrassed. I was thinking this was my fault, Barnes said.

    The bottom line, they say, is many of these family caretakers are struggling.

    We truly are, as grandparents and most importantly the children, the silent victims of the opioid epidemic and the mental-health crisis in this country, Barnes said. We are the silent victims that no one was even considering because were all hiding.

    But with a group like Grands Stepping Up, theyre no longer alone. They are helping each other.

    Its like a parenting organization for grandparents, said Mary Eileen Johnston, 62, a Havertown grandmother raising her 4-year-old grandson. I know theyll always be there for me even if its just to ring and say, I need to talk.

    Johnston discovered GSU on Facebook about two years ago. She stopped by the pantry to check it out, bringing some items to donate, and got to know some of the people active in GSU. A church organist who lost work when many congregations stopped in-person services, Johnston was able to find recreation opportunities for her grandson from GSUs partners. Thats included arts supplies and programs through the Kiwanis and the Main Line Art Center and dance lessons donated by Twirl, a Newtown Square dance studio. And Johnston has become a pantry volunteer.

    Community members have heard about GSU and decided to pitch in, like Amie and Jim Cannon, a Havertown couple who adopted five children from the foster care system. Jim Cannon has extended his Cannon Handyman Services to fix grandparents heaters. Amie, meanwhile, helped run a project in which the grandchildren grew tomatoes that they presented to the grandparents.

    Its kids learning to give back, she said.

    Kathy Baggio, 68, a retired medical transcriptionist from Secane, is also a pantry volunteer and chair of GSUs support group. Raising her grandsons, ages 12 and 17, GSU has helped with desperately needed car repairs, utility bills, and funds toward a housing security deposit.

    Theres definitely not enough support for the grandparents, and Im not saying that because I am one, Baggio said. A lot of grandparents have given up their savings, if they had any. They are on fixed incomes, and things have become so much harder out there.

    Many of these families also have mental-health needs.

    Beth Tyson directs GSUs trauma-focused therapeutic services. At present, three licensed therapists offer counseling at no charge, but Tyson hopes to find others who will also volunteer services. Many of the children have experienced trauma and need mental health, but many of the grandparents could use help as well, said Tyson, a child trauma consultant and author.

    There are so many unique challenges that come along with raising your grandchild, she said.

    In the coming year, she is planning on introducing webinars on trauma-informed parenting for these guardians, as well as hopefully yoga and meditation classes.

    Expanding mental-health help and being able to offer more much-needed financial support are two of the ways Barnes would like to see Grands Stepping Up grow. Last year, the nonprofit got its first grant about $20,000 from the Phillies and Barnes hopes to apply for more.

    All in all, Grands Stepping Up has done pretty well for a group that got started from a Facebook call for help. As much as its come along, its roots are still in the family. Chelsea Barnes, one of Barnes daughters, is her vice president. Randi Kobielnik, her oldest offspring, is her chief operating officer. Ellianna, the granddaughter she adopted, is one of her volunteers.

    So is Elliannas mother. In the years since she had the child when she was 17, the young woman, who did not wish to have her name used, said she has turned her life around.

    Ive been clean for six years, Im active in my daughters life, and Ive rebuilt my relationship with my mother, my sisters, and my daughter, she said. A lot of my moms grandparents and volunteers know Im Elliannas mom, and that I was a drug addict and Im clean. It gives them a little bit of light at the end of the tunnel, like, Maybe this could be for my family, too.

    Barnes says she was touched by the help she got along the way. It inspired her. It still does.

    I appreciate everyone who has ever done anything for me and my granddaughter, but I recognized I had a vision that was greater and bigger. I knew we could help better. I knew we could do more. We could get more people involved to make more of a difference, said Barnes.

    Its just the power of saying yes and not giving up.

    For more information about Grands Stepping Up, visit https://grandssteppingupinfo.com/ or call 610-355-6362.

    Link:
    Grands Stepping Up supports grandparents who are raising their grandchildren alone - The Philadelphia Inquirer

    Chamber Corner | The Spinal Column – Spinal Column Online - November 4, 2021 by Mr HomeBuilder

    Mark your calendars!

    Upcoming Lakes Area Chamber of Commerce events. (For a complete calendar of events, visit http://www.lakesareachamber.com):

    Friday, November 5: First Friday Coffee Connect, 8:30 9:30 a.m. at LaFontaine Chrysler Dodge Jeep Ram of Walled Lake, 1111 S. Commerce Road, Walled Lake 48390

    Monday, November 8: Ribbon cutting celebration, noon to 1 p.m. (cut at 12:30 p.m.) at Qamaria Yemeni Coffees second location, 40200 W. 14 Mile Road, Commerce Township 48390

    Tuesday, November 9: Ribbon cutting celebration, 9:30 to 10:30 a.m. (cut at 10 a.m.) for SB Financial Solutions (to be held at the chamber office), 305 N. Pontiac Trail, Walled Lake 48390

    Wednesday, November 10: YPG Bowling for Business, 5 to 8 p.m. at Wonderland Lanes, 8265 Richardson Road, Commerce Township 48390. Register online at lakesareachamber.com.

    Thursday, November 11: Member Orientation Breakfast, 8:30 to 10 a.m. at Independence Village of White Lake, 935 Union Lake Road, White Lake 48386. Register online at lakesareachamber.com.

    Tuesday, November 16: Spotlight Lunch,

    11:30 a.m. to 1 p.m. at Commerce Public House, 2215 Haggerty Road, Commerce 48390

    Wednesday, November 17: Ambassador meeting, 10 a.m. at the chamber office, 305 N. Pontiac Trail, Walled Lake 48390

    Thursday, November 18: Third Thursday Coffee Connect, 8:30 to 9:30 a.m. at Center for Performance Arts and Learning, 28243 Beck Road B-2, Wixom 48393

    Thursday, November 25: Chamber office is closed. Happy Thanksgiving!

    Welcome!

    The following companies have recently joined the Lakes Area Chamber of Commerce. Please support them by shopping local!

    Centropix, Gina Costa 248-520-7127 or http://www.centropix.us/drbrooks

    Ace Handyman Services West Oakland & Wayne Counties, Claire South 248- 983-3900 or http://www.acehandymanservices.com/ offices/ west- oakland- nwayne counties/

    Custom Plus, Inc., Sally Brush/Katie Mitchell 248-889-8251 or http://www.customplus.net

    Airworthy Productions, Ric Mixter 989- 928-3400 or http://www.airworthy.tv

    Springfield Urgent Care, Randa Murray 248-942-5888 or http://www.springfieldurgentcare.com

    Waldo Wealth Partners, Caleb Sheng, Esq. 248-504-0553 or http://www.waldowealthpartners.com

    Qamaria Yemeni Coffee, Mohamed Al-aidarious 248-956-7917 or http://www.qamariacoffee.com

    Stevenson & Bullock, PLC, Ernest Hassan 248-354-7906 ext. 2229 or http://www.sbplclaw.com

    At Home Urgent Care, Alia Malik 248- 305-0440 or http://www.athomeurgentcare.com

    Law Office of Linda Hyaduck, Linda Hyaduck 248-762-8405

    Biggby Coffee #739 (Highland Road, White Lake), Phillip Raubinger 810- 730-3662 or http://www.biggby.com

    Michigan Solar Solutions, Christina Hagerty 248-923-3456 or http://www.michigansolarsolutions.com

    Read this article:
    Chamber Corner | The Spinal Column - Spinal Column Online

    My intelligent, talented retiree husband moonlights as a handyman. He charges $20 an hour, but is not insured and doesnt pay tax – MarketWatch - July 2, 2021 by Mr HomeBuilder

    My very intelligent and talented husband retired from a government job about 10 years ago. He has a modest pension and Social Security income. I am 10 years younger and still employed. We own our house and cars, and we have no debt. We are not wealthy at all, but I stand to inherit from a family estate within a few years.

    Here is my dilemma. He has skills that are in high demand; he was once a master electrician, although he has let his license lapse. He thoroughly understands construction, plumbing, roofing, etc., and loves to do odd jobs and bring in extra income.

    I guess he feels stimulated by the variety of jobs that come along, and people are so grateful to have him do handyman-type chores that he is constantly in demand so much that in the summer, we cant get away for a vacation.

    He has built bathrooms, tiled kitchens and rewired lights. Today, he installed an electric porch awning. His reputation is great and his name has spread by word of mouth, mostly among friends and neighbors.

    If there is a fire in a house where he worked, he will be blamed. I am terrified because when that happens, we could be liable financially.

    He charges a flat $20 an hour and supplies his own tools. Any materials for the job are charged to our personal account at a hardware store, and he turns in the receipts and bills the customer when the job is over, so there is no markup on materials. So far, he has never had a problem collecting payment from his grateful customers.

    He isnt claiming any of this money as income on our taxes. He has no contractors license and doesnt get any permits. He isnt bonded or insured in any way. He says that he always tells people up front that he is not a contractor, but he will work for them by the hour if they tell him what they want done. In other words, they are the contractor and he is just working for them.

    Someday, something will go wrong. He may fall off a ladder and get hurt, or a pipe may break and flood a house. Even if it isnt his fault, if there is a fire in a house where he worked, he will be blamed. I am terrified because when that happens, we could be liable financially. I am also worried that someone will report him for contracting without a license, or the Internal Revenue Service will be notified. So many things could go wrong.

    When I try to point out that he is threatening my financial security as well as his own, he says I am paranoid and that he is just helping people.

    Please advise me on how to protect myself and our joint assets in case he gets sued. I just want to retire someday soon, and to not have to work until I die. I really dont want a divorce, but I dont see any way to get him to quit moonlighting this way until something really bad happens.

    Thank you so much.

    Worried Wife

    Dear Worried,

    Your husband enjoys helping people and feeling useful in his retirement. Hes good at his job, and it gives him a lot of pleasure figuring out the source of problems.

    I have a lot of respect for contractors and people who have the patience and smarts to figure out how stuff works. Sometimes its a simple solution that can save the customer hundreds or thousands of dollars. And those other times? It can be complex, complicated and, yes, fraught with bigger problems and risks, especially when electricity is involved.

    As for the risks: Your husband is vastly underselling his services. Even a cursory look at the rates of similar services on platforms like TaskRabbit show handymen and contractors charging multiple times what your husband charges. Even hanging a picture can cost you $50 or $60 an hour, or more.

    Given the risk and reward involved, his customers should be willing to sign a liability waiver. This agreement is to protect him and you. You cant put a price on peace of mind and a good nights sleep. Tell him that.

    Enlist a third party, preferably a lawyer, who can explain what is at stake: a fine, reimbursement of back taxes or even criminal charges.

    Liability waivers are, however, not airtight. There are two types of cases: ordinary negligence and gross negligence. The former mainly deals with unintentional issues, while the latter typically applies to willful disregard for customer or participant safety, according to the Frickey Law Firm in Lakewood, Colo. The waiver cannot supersede state law or public policy.

    It is still possible to sue even after signing such a waiver, usually due to the aforementioned gross negligence, misrepresentation and/or defective products, the firm adds.

    The IRS issue will prove trickier. I assume he does these jobs under the table partly due to his low rate, which makes him popular among his customer base, but raising his price would help reduce the amount of work and the risk associated with being discovered. For this and the previous issue, enlist a third party, preferably a lawyer, who can explain what is at stake: a fine, reimbursement of back taxes and even criminal charges. This may give your husband the wakeup call he needs.

    He may feel defensive when you approach him about his liability and tax evasion. Perhaps he is fearful, and avoiding having a difficult conversation seems like the easiest route to take. But approaching him in a spirit of support and providing solutions could help bring him around.

    You might start out with something non-confrontational like this: I want you to continue doing what you love and helping people, but I also want to make sure that were checking all the boxes.

    The idea is to help him see what he can do to help himself, rather than what you believe he is doing to you. Both points are valid, but the former may be more effective.

    Also read: Jamie Dimon insists his workers return to the office heres why thats a bit rich

    You can email The Moneyist with any financial and ethical questions related to coronavirus at qfottrell@marketwatch.com, and follow Quentin Fottrell onTwitter.

    By emailing your questions, you agree to having them published anonymously on MarketWatch.By submitting your story to Dow Jones & Company, the publisher of MarketWatch, you understand and agree that we may use your story, or versions of it, in all media and platforms, including via third parties.

    Check outthe Moneyist private Facebook FB, +1.92% group, where we look for answers to lifes thorniest money issues. Readers write in to me with all sorts of dilemmas. Post your questions, tell me what you want to know more about, or weigh in on the latest Moneyist columns.

    More from Quentin Fottrell:

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    My intelligent, talented retiree husband moonlights as a handyman. He charges $20 an hour, but is not insured and doesnt pay tax - MarketWatch

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