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    Advantages of a Home Warranty – The Union Journal - October 23, 2020 by Mr HomeBuilder

    We can get product and service warranties on just about anything we buy these days. So, why not on a house? Whether you are selling a home, renting it out, or buying one, a home is one of the largest investments anyone can make. With a home warranty plan, you can help preserve that investment. The best home warranty providers offer 24/7 customer support and a wide range of plan coverage. Check out reviews of AFC Home Club to help narrow down your search. If youre still unsure why a home warranty plan is worth the investment, continue reading to learn more about its advantages.

    The same goes for many renters who may not have the extra funds for such expenditures. A home warranty is undeniably a good incentive for you as a seller to offer. You can give your potential buyers or tenants peace of mind since they dont have to worry about the integrity of the appliances, systems, and other materials covered by the warranty plan.

    A home warranty plan can help you anticipate these out-of-pocket expenditures. Instead of wild-guessing how much the system or appliance breakdown will cost, youll now have a better idea of what expenses to anticipate. This will help you with household budget planning. Some companies offer a one-time annual payment, while others provide an option of dividing the cost, allowing you to pay monthly. You will also know the repair or replacement amount in advance when the service contractor arrives at your home to check the covered problem and fix it.

    It doesnt matter if you own a home and plan to sell it soon or if youre looking to buy a new one. A home warranty plan can greatly benefit you. Its an excellent complement to a standard homeowners insurance. While both give you more financial control, the two are separate entities. Its important to understand that a home warranty is not a substitute for home insurance. A home warranty plan will protect your homes major systems and appliances as they age. It lets you save money when your dishwasher or water heater suddenly stops working. These kinds of repair and replacement will not be covered by standard home insurance. The insurance policy will protect you from unforeseen events, such as home invasion or fire damage.

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    Advantages of a Home Warranty - The Union Journal

    Blog: Your Responsibilities as a Homeowner (10/21/20) – Southeast Missourian - October 23, 2020 by Mr HomeBuilder

    If you own a home, you know a house is a big commitment. You have a commitment to your town, your neighbors, and yourself to keep your property presentable. You likely have a commitment to the bank as well. When you rented, your landlord was responsible for this mess of responsibilities. As a homeowner, you inherit this mess as well as the house. Homeowners are expected to maintain the lawn, deal with pests, regularly maintain and repair the property, and pay for it.

    Lawns vary as much as houses. The amount of work you do to your yard depends on the size of the lawn and whether or not you have extensive landscaping duties. All yards require regular cutting, weed pulling, and litter control. Some yards are filled with shrubs, trees, and maybe a garden that also needs maintenance. Gutters need cleaned to avoid roof damage. You owe it to your community (and your house) to keep up with your lawn and any plant life that thrives (or dies) in your yard.

    No one wants pests wandering around their homes. Some are just an annoyance, and others wreak havoc to the property itself. Termites, for instance, eat away at the structural wood of the house. If they are allowed to continue, termites can go so far as to eat away at your furniture. Rodents are notorious for chewing on insulation around electrical wiring, thereby increasing the likelihood of a fire. Homeowners must pay for everything to remove the pests and repair the damage they did while they were visiting. Regularly inspect your home for pests, so you know the moment they move in.

    Properties decrease in value when they are ignored and neglected. No matter the size of your property, every homeowner should do routine maintenance. Appliances like refrigerators, clothes washers, and water heaters are your responsibility. You will have to replace furnace filters, air conditioner filters, and circuit breakers. You must pay to resolve plumbing issues, and you'll probably need to pay to empty your septic tank on occasion. You'll also need to monitor your home for water damage, weather damage, and a whole host of safety hazards like a fire. You must maintain your property to keep it valuable, but you must also keep up with it to keep it standing.

    You should have a fund ready to be put to good use. First of all, you'll have to pay your taxes. You might also have mortgage payments, and you'll definitely have to pay for any home repairs. Home maintenance and home repair can be costly, but cost is less when you take care of it right away. You can remove some of the burden when you make payments to a warranty provider. Home warranty companies in Missouri, Montana, Mississippi, Maine, and every state in between help you handle home repair costs. You must have a fund set aside to pay for your home, whatever that entails.

    Owning your home is a big commitment. Homeowners must maintain the property. There's the lawn, extermination of pests, home maintenance, home repairs, taxes, and mortgage payments. Warranty providers can help remove some of the burdens, but it's ultimately your responsibility. You should know what to expect from owning your home and be willing to take on the challenge.

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    Blog: Your Responsibilities as a Homeowner (10/21/20) - Southeast Missourian

    30 of the Most Expensive Homes for Sale in Northwest Indiana – - October 23, 2020 by Mr HomeBuilder

    Nestled in an idyllic serene setting in the gated community of Falling Waters this stunning Ranch boasts 4 bedrooms, 4 bathrooms, & open floor plan perfect for day to day living & entertaining. This custom home features a grand entrance, formal dining, cathedral ceilings, 8ft doors, TONS of natural lighting, backyard oasis w/covered porch, inground pool, private deck, & more. This carefully & thoughtfully crafted home sparing no expense is sure to help you decide, this is the one! The eat-in kitchen features beautiful soft close cabinetry, a custom backsplash, granite counter tops, & built-in SS appliances. Off the kitchen rests the hearth room, where you will enjoy the most amazing views while relaxing by the fireplace. Retreat to the master bedroom, w/a beautiful executive style en-suite bath, & private access to porch. The finished basement includes a study, 4th bedroom, bath, wet bar, & amazing recreational space. 2x6 wall construction, Andersen Windows, 3 zone HVAC, & irrigation.

    View Listing

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    30 of the Most Expensive Homes for Sale in Northwest Indiana -

    9 Best Affordable Mattress of 2020 – Healthline - October 23, 2020 by Mr HomeBuilder

    Picking a new mattress can feel confusing, overwhelming, and downright expensive. But, its still important to make a great decision that suits your individual needs as a sleeper and its surprisingly possible to do so on a budget.

    Many mattress companies offer mattresses with a luxurious feel at an affordable price point. We researched the best on the market to help you find an amazing mattress at an amazing price.

    Pricing for mattresses depends on what size youre looking for. We based our price comparisons on a standard queen size mattress.

    The Nectar Memory Foam mattress packs in a bunch of luxury features at a great price, such as a quilted cover made from super soft and sustainable Tencel fibers, as well as a gel memory foam layer to promote airflow and keep you cool. Its great for nearly every sleep position since the gel memory foam provides close body contouring and great pressure relief. The all foam construction is also good for motion isolation, so you wont get woken up by a partner or pet.

    Not to mention, Nectar has an industry-leading 365-day trial period and a lifetime warranty, a huge perk when selecting a new mattress.

    Buy the Nectar Memory Foam Mattress online.

    A 2015 study found that medium-firm mattresses can help reduce back pain and promote sleep comfort. Most mattress companies call their medium-firm mattresses luxury firm or say they fall between a 5 to 7 on a 10-point firmness scale. The Saatva Classic Mattress has a luxury firm option, making it a good choice for those with back pain.

    Even better, Saatva mattresses are specifically designed for a pain-free sleep, and this hybrid mattress is even approved by the Congress of Chiropractic State Associations. It has a unique memory foam layer designed to relieve lumbar tension. Reviewers with back pain and arthritis say this mattress balances softness and support.

    This mattress is one of the more expensive options on our list likely due to the hybrid construction and different materials used. Even so, its still priced lower than many luxury hybrids on the market.

    Buy the Saatva Classic Mattress online.

    Side sleepers need a balance of pressure relief and support for their ideal mattress. Both the Helix Midnight and Midnight Luxe are made specifically with side sleepers in mind and have targeted support for the hips, shoulders, and neck.

    The top memory foam layer relieves pressure and keeps your spine aligned, while the middle wrapped coil layer is designed to cradle and support your body. The result is an award-winning, but still affordable mattress.

    Buy the Helix Midnight online.

    Casper is a leader in the affordable bed-in-a-box marketplace, and their entry-level mattress is a simple, yet versatile, option. The top layer of foam in the Casper Element is perforated, promoting airflow to reduce heat. The second layer is a dense base to provide support.

    Reviewers rave about the unbeatable price and smart packaging of the Casper Element, as well as the great motion isolation. But, this mattress may be too soft for stomach sleepers, who might feel extra pressure in their hips and lower back when sinking into a softer mattress.

    Buy the Casper Element Mattress online.

    The Cocoon Chill is a bed-in-a-box option from Sealy, one of the oldest and most reputable mattress brands. Its unique stretch-knit cover is designed to respond to temperature changes, dissipating heat when your body feels hot and retaining heat when it feels cool. This three-layered mattress adapts to your body and sleeping style while still bouncing back and allowing movement.

    The medium-soft option is best for combination or side sleepers, while the extra-firm option is best for back sleepers. Even though this mattress gets great reviews, some reviewers complain that this mattress doesnt have the best edge support which is how supported a mattress feels when you sit on or lie near the edge of it.

    Buy the Cocoon by Sealy Chill Mattress online.

    Latex mattresses are known for their bounce and responsiveness, conforming to your bodys contours while also snapping back to shape when you roll over or get up. They can also be great for reducing pain: A 2017 study showed that latex mattresses can be better than foam mattresses at reducing pressure on the torso and backside.

    The Elements Latex has impressive features at a stellar price point for a latex mattress. It comes in two thicknesses and three firmness options, all made with OEKO-TEX class 1 certified Talalay latex over a dense foam base. Reviewers liked this alternative to an all foam mattress for its firmness and gentle bounce.

    Keep in mind that this mattress does not have an inner-spring system, so some people with higher body weight may not get the support they need.

    Buy the Dreamfoam by Brooklyn Bedding Elements Latex here.

    A high quality, affordable mattress with Prime shipping? Say no more. This adaptive foam mattress has over 10,000 reviews on Amazon with a 4.5 star overall rating. Its proprietary foam adjusts to your sleep position throughout the night and helps distribute weight evenly, making it an excellent choice for back sleepers. This medium firm option provides good support for your back, shoulders and neck.

    Tuft & Needle offers the same 100-night sleep trial on Amazon that they offer through their site, which isnt always the case among other mattress brands.

    Buy the Tuft & Needle Original Mattress online.

    Every Avocado mattress is Greenguard Gold certified, meaning that they meet strict third-party emissions standards for chemical exposure and pollutants. The Green Mattress also features organic latex, cotton, and wool and comes in a vegan option without wool.

    This hybrid mattress has a latex top layer and a second layer of individually pocketed coils, arranged in five ergonomic zones. Both the latex and coils provide bounce and support for your shoulders, hips, spine and knees.

    The Green Mattress comes in a standard 11-inch style and a 13-inch pillow top version, which many reviewers say adds the necessary cushioning for side sleepers.

    This is also another higher-priced option on our list this tends to be typical of organic mattresses, due to the high quality nontoxic materials used in their construction.

    Buy Avocado Green Mattress online.

    Hybrid mattresses are made with both foam and innerspring elements. These are great for all body types because the springs offer more support than a simple all foam mattress.

    The Allswell Luxe Hybrid is made of two top foam layers designed to relieve muscle and joint pain. The top memory foam layer is even antimicrobial and infused with copper to reduce heat. The third layer is made of 8-inch individually wrapped coils that provide great support, including exterior rows for extra edge support.

    This mattress could be an excellent option if youre a back or stomach sleeper, since the firmness will help to keep your back and hips elevated and help with alignment. Reviewers also say it works well for combination sleepers and partners with different sleeping styles.

    Buy The Allswell Luxe Hybrid online.

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    9 Best Affordable Mattress of 2020 - Healthline

    Meritage Homes reports record third quarter 2020 orders 71% higher than prior year; 56% increase in net earnings with 21% revenue growth and 21.5%… - October 23, 2020 by Mr HomeBuilder

    SCOTTSDALE, Ariz., Oct. 21, 2020 (GLOBE NEWSWIRE) -- Meritage Homes Corporation (NYSE: MTH), a leading U.S. homebuilder, reported third quarter results for the period ended September30, 2020.

    Summary Operating Results (unaudited)(Dollars in thousands, except per share amounts)


    "Our third quarter of 2020 results continued to outperform and reflect the current strength in the homebuilding market. Meritage had many remarkable achievements this past quarter: We delivered our highest quarterly sales orders, our strongest absorptions since 2005, record quarterly home closing revenue, and our best quarterly gross margin since 2014 - while also achieving our lowest net debt to capital in our company's history, said Steven J. Hilton, chairman and chief executive officer of Meritage Homes. These strong results are the combination of existing favorable market factors including historically-low mortgage interest rates and increased demand for healthier, safer homes, and Meritage's strategy of focusing on affordable entry-level and first move-up homes that allowed us to capitalize on that demand.

    Our sales orders of 3,851 homes this quarter were 71% more than the third quarter of 2019 and surpassed our previous quarterly record set in the second quarter of 2020. Over just the first nine months of this year, we sold a total of 10,550 homes - well over the full year 2019 sales volume. We also closed 24% more homes than we did in the same quarter of the prior year. Home closing revenue increased 21% year-over-year to $1.1 billion for the third quarter of 2020, which combined with a 21.5% home closing gross margin to drive a 56% increase in our net earnings compared to the third quarter of 2019."

    He continued, "To meet the surge in demand we are experiencing, we are investing significantly for additional growth. We spent nearly $300 million on land acquisition and development and put a record near 9,000 new lots under control this quarter, bringing the total lot supply to nearly 48,000 lots, as we increase our market share in our existing geographies and push toward our 300 community count goal by early to mid 2022."

    Mr. Hilton concluded, "Based on our performance through the first three quarters of 2020 and confidence in our ability to deliver our backlog, we are projecting 11,200-11,500 total home closings for approximately $4.2-4.4 billion total home closing revenue and home closing gross margin of 21.0-21.5% for the full year 2020. We expect that to translate into approximately $10.25-10.50 diluted earnings per share, a year-over-year increase of more than 60%."




    CONFERENCE CALLManagement will host a conference call to discuss the results at 8:00 a.m. Arizona Time (11:00 a.m. Eastern Time) on Thursday, October 22. The call will be webcast live with an accompanying slideshow, both of which will be available on the "Investor Relations" page of the Company's web site at For those unable to participate via the webcast, telephone participants can dial in to 1-800-437-2398 US toll free on the day of the call. The international dial-in number is 1-929-477-0577.

    A replay of the call will be available beginning at approximately 10:00 a.m. Arizona Time (1:00 p.m. Eastern Time) on October 22 and extending through November 5, 2020, on the website noted above or by dialing 1-800-437-2398 US toll free, 1-929-477-0577 for international and referencing conference number 1805364.

    Meritage Homes Corporation and SubsidiariesConsolidated Income Statements(In thousands, except per share data)(Unaudited)

    Meritage Homes Corporation and SubsidiariesConsolidated Balance Sheets(In thousands)(Unaudited)

    (1) Real estate Allocated costs:

    Supplemental Information and Non-GAAP Financial Disclosures (Dollars in thousands unaudited):

    Meritage Homes Corporation and SubsidiariesConsolidated Statements of Cash Flows(In thousands) (Unaudited)

    Meritage Homes Corporation and SubsidiariesOperating Data(Dollars in thousands) (Unaudited)

    Meritage Homes Corporation and SubsidiariesOperating Data(Unaudited)

    About Meritage Homes CorporationMeritage Homes is the seventh-largest public homebuilder in the United States, based on homes closed in 2019. Meritage offers a variety of homes that are designed with a focus on first-time and first move-up buyers in Arizona, California, Colorado, Texas, Florida, Georgia, North Carolina, South Carolina and Tennessee.

    The Company has designed and built over 135,000 homes in its 35-year history, and has a reputation for its distinctive style, quality construction, and award-winning customer experience. Meritage is the industry leader in energy-efficient homebuilding and a seven-year recipient of the U.S. Environmental Protection Agencys ENERGY STAR Partner of the Year for Sustained Excellence Award since 2013 for innovation and industry leadership in energy efficient homebuilding.

    For more information, visit

    The information included in this press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements include statements regarding health of the housing market and the potential adverse impacts of the COVID-19 pandemic, and projected full year 2020 home closings, home closing revenue, gross margins and diluted earnings per share.

    Such statements are based on the current beliefs and expectations of Company management and current market conditions, which are subject to significant uncertainties and fluctuations. Actual results may differ from those set forth in the forward-looking statements. The Company makes no commitment, and disclaims any duty, to update or revise any forward-looking statements to reflect future events or changes in these expectations, except as required by law. Meritage's business is subject to a number of risks and uncertainties. As a result of those risks and uncertainties, the Company's stock and note prices may fluctuate dramatically. These risks and uncertainties include, but are not limited to, the following: disruptions to our business by COVID-19, fear of a similar event, and measures implemented by federal, state and local governments or health authorities to address it; the availability and cost of finished lots and undeveloped land; shortages in the availability and cost of labor; the ability of our potential buyers to sell their existing homes; changes in interest rates and the availability and pricing of residential mortgages; our exposure to information technology failures and security breaches; legislation related to tariffs; inflation in the cost of materials used to develop communities and construct homes; the adverse effect of slow absorption rates; impairments of our real estate inventory; cancellation rates; competition; changes in tax laws that adversely impact us or our homebuyers; a change to the feasibility of projects under option or contract that could result in the write-down or write-off of earnest or option deposits; our potential exposure to and impacts from natural disasters or severe weather conditions; home warranty and construction defect claims; failures in health and safety performance; our ability to obtain performance and surety bonds in connection with our development work; the loss of key personnel; failure to comply with laws and regulations; our limited geographic diversification; fluctuations in quarterly operating results; our level of indebtedness; our ability to obtain financing if our credit ratings are downgraded; our compliance with government regulations, the effect of legislative and other governmental actions, orders, policies or initiatives that impact housing, labor availability, construction, mortgage availability, our access to capital, the cost of capital or the economy in general, or other initiatives that seek to restrain growth of new housing construction or similar measures; legislation relating to energy and climate change; the replication of our energy-efficient technologies by our competitors; negative publicity that affects our reputation and other factors identified in documents filed by the Company with the Securities and Exchange Commission, including those set forth in our Form 10-K for the year ended December 31, 2019 and our Form 10-Q for the quarter ended June 30, 2020 under the caption "Risk Factors," which can be found on our website at

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    Meritage Homes reports record third quarter 2020 orders 71% higher than prior year; 56% increase in net earnings with 21% revenue growth and 21.5%...

    Research Report and Overview on Extended Warranty Service Market, 2020-2025 – Express Journal - October 23, 2020 by Mr HomeBuilder

    The Extended Warranty Service market report offers a detailed investigation of the primary growth catalysts, limitations, and constraints which are deemed critical to the progression of the industry over the forecast period. Moreover, the report offers a holistic analysis of the various market segments in order to assist readers in understanding the top revenue prospects of this industry vertical.

    As per credible estimations, the Extended Warranty Service market is anticipated to accumulate notable returns, exhibiting a CAGR of XX% during 2020-2025.

    Taking into the account the latest updates on the business scenario, the emergence of the COVID-19 pandemic has plummeted the global economy and has affected demand and production across several industries by disrupting the entire supply chain. While some of the businesses have shown signs of immunity against this crisis, others are expected to face challenges even after the pandemic ceases. Our comprehensive study of this business sphere aims to answer all the client queries, thus allowing stakeholders to make well-informed decisions and indulge in revenue generation sprees.

    Request Sample Copy of this Report @

    Key pointers of the Extended Warranty Service market report:

    Extended Warranty Service Market segments covered in the report:

    Regional bifurcation: North America, Europe, Asia-Pacific, South America, Middle East & Africa, South East Asia

    Product gamut: Standard Protection Plan and Accidental Protection Plan

    Application scope: Automobile, Consumer Electronics, Home Appliances and Others

    Competitive landscape: Asurion, Allianz Global Assistance, Allstate (SquareTrade), American International Group (AIG), Ally Financial, Assurant, Endurance Warranty Services, American Home Shield, Amtrust, Automobile Protection Corporation (APCO), CarShield, CARCHEX and Corporate Warranties India

    Major aspects enlisted in the report:

    Influence of the Extended Warranty Service Market report:

    The huge assortment of tables, graphs, diagrams, and charts obtained in this market research report generates a strong niche for an in-depth analysis of the ongoing trends in the Extended Warranty Service Market. The report also looks at the latest developments and advancement among the key players in the market such as mergers, partnerships, and achievements.

    Extended Warranty Service Market Research Reports Includes PESTLE Analysis:

    Extended Warranty Service Market Drivers Affecting:

    In short, the Global Extended Warranty Service Market report offers a one-stop solution to all the key players covering various aspects of the industry like growth statistics, development history, industry share, Extended Warranty Service Market presence, potential buyers, consumption forecast, data sources, and beneficial conclusion.


    Request Customization on This Report @

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    Research Report and Overview on Extended Warranty Service Market, 2020-2025 - Express Journal

    Pieps Provides Update on Beacon Warranties and Upgrades – Teton Gravity Research - October 23, 2020 by Mr HomeBuilder

    After over a week of heavy criticism from the backcountry community surrounding potential malfunctions with the Pieps DSP Pro and Sport avalanche beacons, Pieps has released an updated statement on the matter on their Instagram channel. If you own a Pieps DSP Pro/Sport and are at all concerned about the functionality of the device, you should send it in to their warranty department and Pieps will offer an upgrade to the latest generation of their product. In North America, this will go throughBlack Diamond Equipment.There is still no official recall of the product.

    RELATED: What's Going On With the Pieps DSP Pro and Sport?

    We know that confidence in your equipment is key. If you have any concerns about your DSP Pro/Sport, please contact us. We will offer you an upgrade to the latest generation of our avalanche transceivers.

    Contact us at:

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    Pieps Provides Update on Beacon Warranties and Upgrades - Teton Gravity Research

    Cadillac XT4 targets next generation of luxury buyers – The Oakland Press - June 7, 2020 by Mr HomeBuilder

    Cadillac has a couple key goals as it battles to maintain its share of the luxury market, and ultimately grow.

    First, it has to stand out against a wide array of luxury competitors (Acura, Tesla, Audi, Lexus, Infiniti, Lincoln, Benz and BMW among them). This alone is a daunting task.

    The other goal is to capture the next generation of luxury car buyers, with the goal of getting them in the Cadillac family so they remain loyal as they buy or lease luxury vehicles in the future. In order to do this, you need new vehicles that will garner attention that are also somewhat affordable for entry-level buyers.

    With that in mind, Cadillac developed the XT4, a compact SUV that debuted in 2019 and sees minor changes for 2020. This vehicle sits on the low end of the Cadillac luxury crossover lineup, and is priced to sell to first-time luxury buyers.

    I recently spent some time in a 2020 Cadillac XT4, and Im back with a full review on how it compares in a segment where you really need to shine to stand out.

    2019 Cadillac XT4 Sport


    The 2020 Cadillac XT4 offers the usual aggressive but stylish design that Cadillac fans have learned to love over the years.

    The XT4 is part of the family of crossovers which also includes XT5 and XT6, the new naming convention which hopefully will stick around since I can't keep track of all the changes anymore. The XT4 features LED headlamps and tail lamps, with front cornering, as well as LED turn signals, passive entry and keyless start.

    2019 Cadillac XT4 Sport

    The exterior of my test vehicle featured a silver metallic paint job, while the interior was jet black with cinnamon accents.

    The interior design of the XT4 was well thought-out by Cadillac. Up front, seats are extremely roomy, and back seat leg room is also strong for the segment. Seating is available for up to five people.

    2019 Cadillac XT4 Sport

    One area where the XT4 does fall short is cargo space, as numbers are lower than some rivals with the rear seats up or down. On a positive note, the rear does have a 60/40 split to boost storage options depending on the number of rear passengers.

    The interior design emanates luxury better than many of this segments offerings. The high-quality seating was plush and cozy and features lumbar support for both front seats, and driver settings can be saved via the memory package.

    Drivers in colder climates would be wise to opt for the cold weather package, which includes front heated seats, rear outboard heated seats in rear, and a heated steering wheel.

    2019 Cadillac XT4 Sport

    Buyers who choose the Sport trim level will get attractive design features including a gloss black mesh grille, gloss black window moldings and specific Sport alloy wheel options.

    Luxury and Premium Luxury models will get you a grille featuring bright metallic accents, satin aluminum window moldings and satin chrome-accented door handles.


    A 2.0-liter, 4-cylinder turbo engine powers all trim levels of the 2020 XT4. This power plant brings a boost in fuel efficiency, and is paired with a nine-speed automatic transmission. It offers 237 horsepower and 258 lb.-ft. of torque.

    2019 Cadillac XT4 Sport

    FWD and AWD versions of the XT4 are available. My test vehicle featured all-wheel drive, a four-wheel independent suspension, selectable driving modes, stability control and traction control.

    Driving modes included Touring, Snow/Ice, and Sport, and can be adjusted based on your driving situation and how you want to get around. There is also an available Active Sport Suspension featuring Continuous Damping Control.

    I was happy with the acceleration, handling and overall power of the XT4. Though it is not best in class in any of these categories, it is one of the better performers overall and will satisfy most drivers. The overall ride quality was also extremely smooth, as a luxury ride should be.

    One small gripe is that Cadillac uses a unique shifter design that most people wont be used to maneuvering. It doesnt take long to learn it though, so not a huge deal in the long run.


    I have long questioned the quality and user-friendliness of the Cadillac User Experience (CUE) system that was in place for many, many years. And it looks like Cadillac finally got the hint from so many frustrated users, and has made an upgrade to the infotainment setup in the XT4, a truly positive change.

    While it still has its quirks, this new CUE system is nowhere near as dramatic and unreliable as the former system was. Better late than never, and Im curious to see future evolution to make it even better.

    The updated infotainment system features an 8-inch color display, and is compatible with Apple CarPlay and Android Auto for smartphone mirroring. It now offers a rotary infotainment controller, which is much easier to use than the touch controls on the previous system.

    Satellite radio comes as a trial and then you must subscribe. OnStar services are available on the vehicle, and you can choose a Wi-Fi hotspot in the vehicle. You also get a hands-free liftgate, universal home remote, and rain-sensing windshield wipers.

    Safety ratings are another huge benefit of the XT4. Almost every government rating is at 5 stars with a couple at 4 stars. It may be a smaller SUV, but is still very very safe.

    Safety and Security features on the XT4 include: Automatic Emergency Braking, Front Pedestrian Braking, Lane Change Alert with Side Blind Zone Alert, Rear Cross-Traffic Alert, Safety Alert Seat to warn you when you're exiting your lane, Front and Rear Park Assist, and Forward Collision Alert. All of the systems worked very well in my experience and were not overzealous.

    An optional feature is an embedded navigation system, which also includes real-time traffic reports. This feature also includes an upgrade to a Bose Centerpoint surround-sound 13-speaker audio system.

    An optional driver assist package includes: Advanced Adaptive Cruise Control, Enhanced Automatic Emergency Braking, and Reverse Automatic Braking. Wireless phone charging is also an option. Cadillac Connected Apps are available, as are Teen Driver controls, and the vehicle is loaded with air bags. An HD Rear Vision Camera (which looks and works great) and Rear Park Assist are standard features on the XT4.


    Official fuel mileage numbers on the AWD version of the XT4 come in at 22 city/29 highway/24 combined. The FWD version can reach 30 mpg on the highway.

    These numbers, courtesy of the new fuel-efficient engine, are near the top of the class in the luxury compact SUV category, and were confirmed during my time driving the vehicle. If fuel economy is a key box for buyers to check, theyll have a lot to like in the XT4.


    My test vehicle with a good number of add-ons was priced just over $48,000, and the XT4s base price starts about $36,000. These are very competitive numbers in the luxury segment, and will help to attract new buyers who may have a lower budget.

    When you consider that the XT4 competes well in most categories against more expensive alternatives, it comes across as a steal.

    Warranties include a 4-year/50K mile bumper-to-bumper limited warranty, and 6-year/70K mile powertrain limited warranty.

    2019 Cadillac XT4 Sport


    SUVs are the segment where auto companies will make their money going forward. And Cadillac should see success attracting new luxury buyers to the brand with a vehicle like the XT4.

    The price is right, its more stylish than many of its rivals inside and out, and the drive is enjoyable. Add to that a bevy of tech and safety features, and you have a truly competitive package.

    Especially if someone is looking to buy domestic, they now have a compelling reason to do so.

    Matt Myftiu can be reached via email at His past reviews can all be seen online at

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    Cadillac XT4 targets next generation of luxury buyers - The Oakland Press

    America’s Preferred Home Warranty Partnership with Child and Family Charities Boosts Efforts During COVID-19 – PR Web - June 6, 2020 by Mr HomeBuilder

    America's Preferred Home Warranty Partnership with Child and Family Charities During COVID-19

    JACKSON, Mich. (PRWEB) June 05, 2020

    Child and Family Charities (CFC) and Americas Preferred Home Warranty (APHW) have a relationship going back nearly a decade. The nonprofit has grown considerably over the years, and APHW has not only kept donating, but repeatedly increased donations, fundraisers, and volunteers. These increases have made a huge impact on CFCs reach among mid-Michigan children, youth and familiesparticularly during COVID-19.

    APHW has helped us become a stronger organization, said CFC CEO Julie Thomasma. And because of their help, we felt better about going into this situation, being better able to offer support and increase our services where they are needed most, she said.

    Child and Family Charities assists mid-Michigan youth and families through 25 programs across six divisions. They have focused extra efforts around providing food assistance, childcare, shelter, and mental health services during COVID-19, Julie described, because so many more families need them these days, and so much more.

    APHWs support also helped CFC to keep their entire staff during COVID-19, and even expand it. Weve actually hired additional coaches to meet the need, she said. And weve been doing even more work because that need is so great. Were in a really great position because of APHW.

    The support from [APHW President and Owner] Randy Caltrider and APHW gives us that spark of hope to continue working with the populations and families we serve, said CFC Director of Development Demphna Krikorian. Were seeing the increasing needs, and well see more tomorrow and onward until we get through this. And we really couldnt do it without that spark, that hope, that APHW gives us.

    Want to help? Visit or call 517.882.4000 for more information.

    Luke 12:48 - To whom much is given, much will be required.

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    America's Preferred Home Warranty Partnership with Child and Family Charities Boosts Efforts During COVID-19 - PR Web

    Total Home Protection Is Using Technology To Improve Customer Communications – ZOBUZ – Zobuz - June 6, 2020 by Mr HomeBuilder

    Today, Total Home Protection, a home warranty company working to provide high-quality home warranty products and services to homeowners, announced that they will be working on launching a new communication platform and developing a new CRM system to better manage all aspects of their business. Their newly conceptualized AI-based platform is designed to allow complete real-time visibility into all aspects of the process for all the parties involved, including Total Home Protections own employees, the service contractors in their network, and, most importantly, the consumers.

    Traditionally, home warranty companies operate indistinguishably from one another. The homeowner is always tasked with calling the home warranty company to report when a home system or appliance has broken or has stopped working. The home warranty company then has its employees manually process this claim and connect the homeowner with a service provider who will contact them to make an appointment.After this, the service provider fixes thecoveredproblem, and the home warranty company will pay for the services rendered based on the homeowners contract coverage.Its an efficient, but incredibly lengthy process.

    Now, according to the current owner and CEO of Total Home Protection David Seruya, their re engineered communication platform will make this process simpler, more efficient, and more open for homeowners. We are dedicated to providing World Class Customer Service through our technology and providing fast and effective solutions to our customers. This technology allows us to do that, said David Seruya.

    According to Mr. Seruya, with this new technology, customers will be able to put in service claims online or over the phone using only their policy number. The platforms intuitive AI-based algorithms will then almost-automatically match each customers claim with the highest-rated technicians in the area so that they can be given the highest quality of service in the shortest amount of time feasible. Theyve also built-in new communication gateways that homeowners can use in order to get real-time updates on the job. These portals can also be used by homeowners to chat with certified professionals through text and it will allow them to track and follow the progression of repairs or replacements more easily so that they can stay better informed on the process.

    June, of Auster, GA, a verified buyer of one of Total Home Protections plans had this to say about the companys communication practices. I turned the switch for the garbage disposal to come on, and it stayed on. It wouldnt cut off. So, I had to go into the garage and turn it off. I called in for a claim and I had no problem with the representative that I dealt with. The contractor came in less than 48 hours, and that was why I was impressed with Total Home Protection. Before them, I had American Home Shield and it was a nightmare. When you make a claim (with AHS), their contractors do not come until a week later. That was why I switched. This review was originally posted on the 10th of November, 2019, and thus, was reviewing Total Home Protections original systems.

    However, it does still paint a fair picture of the companys existing customer service systems and the new systems that they plan to put into play. Former President Ronald Seruya says this about their growth. I am very proud of the growth the Company has seen since it started. I am happy I was there for the humble beginnings and Im even more excited to continue to see the company excel and become an industry juggernaut.

    Total Home Protections ultimate goal is to deliver fast and effective solutions to homeowners with their home warranty products and their network of highly-rated service contractors. This new technology that they hope to put out is designed to help further that objective. Specifically, by focusing on improving the quality of customer relations and providing complete transparency in their process to keep consumers better informed, and thus, more satisfied.

    This has always been one of Total Home Protections main goals, and although their current CRM systems are more than adequate at competing with most of the existing home warranty systems at large, they are hoping that this new communication platform and CRM system will help push their process into an entirely new standard of excellence.

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    Total Home Protection Is Using Technology To Improve Customer Communications - ZOBUZ - Zobuz

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