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    Category: Flooring Installation

    Toronto Flooring Store, Refinishing Hardwood, Wood … - January 10, 2019 by admin

    Alliance Floor Source is a family owned flooring company that has been proudly serving both residential and commercial customers in the Greater Toronto Area over the past 35 years.

    We offer a wide array of flooring options, including hardwood, laminate, cork, luxury vinyl tile or plank, carpet (broadloom) and carpet tile as well as area rugs.

    Located at the north end of Toronto, we are one of the more pre-eminent flooring companies in the Greater Toronto Area. Our main focus is to cater to our customers' every need when purchasing flooring along with appropriate installation if required and provide them with the highest quality customer service that can be expected.

    Alliance Floor Source is a premium flooring company serving the Greater Toronto Area. Our aim is to create beautiful interiors by offering the best flooring options to both residential and commercial clients. All our flooring products are not just extremely beautiful, but also durable enough to handle the real challenges of everyday life and still look great after years of use.

    Our experience of more than three decades has made us a leader in the flooring industry. With a wide range of excellent products and qualified staff, we have built a reputation for delivering the finest customized flooring project. From urban to rustic and contemporary to vintage, hardwood flooring has long been a hallmark of sophisticated taste and style. However, nowadays, premium vinyl flooring is also getting popular to add richness and texture of more expensive natural materials, such as hardwood, ceramic tile, and stone, without stretching your budget.

    When it comes to adding warmth and personality to a room, nothing does it better than a hardwood floor. No doubt, the natural charm, and durability of wood flooring are unmatched, but we also offer various other exciting flooring options. With us, you get unlimited flooring choices, such as hardwood, laminate, cork, luxury vinyl tile or plank, area rugs, carpet broadloom, and carpet tile.

    Flooring is an investment a big one. It not only sets the tone for your entire house but also endures all the traffic. We understand the varied needs of all our valued clients and make sure to create floors worthy of their home and family. We strive to provide you flooring to match your style and needs. We have complete knowledge about various flooring products, as well as, their installation and cleaning process that can add years to the life of your floors, saving you money and time down the road. As such, our highest quality products are capable to stand the test of time and our experienced staff ensures a professional installation.

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    Calculate the Cost to Install Hardwood Flooring … - December 29, 2018 by admin

    In our guide to solid hardwood flooring prices, we give you an overview of hardwood flooring costs, from sourcing and buying the actual flooring to installation.

    Weve had a few emails recently asking for more in-depth analysis of the exact cost to install hardwood floors so in this Home Flooring Pros guide we will drill down and focus exclusively on hardwood floor installation cost and how you can calculate a reliable estimate for your own project before you start getting quotes from local contractors.

    To be clear, our focus here is exclusively solid hardwood installation, for more info on engineered wood floor installation prices please visit this price guide.

    The standard hardwood floor installation cost is between $3 and $4 per square foot, but lets be clear this is just the baseline cost.

    Calculating your own hardwood installation prices is not straightforward, proper consideration of many factors is necessary to get an accurate estimate of the total cost to install hardwood flooring.

    Here we explain each factor, with pricing, and summarize installation costs in a convenient table below.

    Hardwood flooring installers expect homeowners to get a wood floor installation estimate from several companies, so they aim for a price point which will be as competitive as possible while allowing them to cover their expenses and make a fair profit.

    In the US, most flooring contractors make a total net profitthe profit after all expenses including taxes of 3 to 7 percent. Those that make less typically cant stay in business. A few contractors make more, usually because their reputation for quality work is so outstanding that homeowners are willing to pay more for their services.

    With that in mind here are all the hardwood flooring costs that a contractor will factor into their quote, including materials and installation. We end this guide with suggestions for saving money on your flooring project.

    Installing the proper subfloor is an investment in the durability and performance of the hardwood flooring youve chosen. It will help to prevent squeaks, board separation and uneven floors that can be unsightly and a trip hazard.

    This is a relatively inexpensive step that shouldnt be ignored. Cutting costs here will likely make the finished job far less satisfactory. Indeed, some installers wont install flooring, or at least wont warranty their work, when the homeowner opposes subflooring installation.

    Plywood average cost is $20-$22 per 4x8 sheet depending on the thickness chosen, or roughly $0.65 per square foot.

    There is a slight additional cost for fasteners and glue. Installation costs average $25-$30 per hour. Since subfloor installation can be done quite quickly, this equates to +/- $0.55 per square foot:

    Most flooring installers start with a base price in mind, typically $3.00-$4.00 per square foot.

    The base price from one installer to the next will vary based on:

    When the flooring installation companys representative comes to your home or office, he or she will survey the work with an eye trained to look for factors that will increase their cost.

    The price might then be adjusted upwards based on the size of the job and any non-standard complexities expected to add time and/or expense to the work. Here is an overview of the factors considered:

    Some installers make a basic distinction in installation cost between the two. When this is the case, solid hardwood flooring costs more to install. How much more depends on how hard the wood is.

    A few examples from the Janka Hardness Scale will help make the point. Here are woods used in flooring with their Janka Scale rating. The higher the number, the harder the wood: Southern yellow pine (850), red maple (950), red oak (1290), hard maple (1450), acacia (2250), Brazilian redwood (3190) and ipe/Brazilian walnut (3680).

    When very hard flooring is installed, more equipment and more labor is involved. This can raise the cost of installation by $0.50-$1.50 per square foot.

    Each job includes certain fixed costs, namely the cost of fuel required to get to the jobsite and wages that are being paid while the crew is traveling, setting up and taking down equipment and returning.

    The larger the job, the more these fixed costs are spread out. In other words, the more flooring to be installed, the lower the price per square foot will be, all else being equal.

    Larger rooms require less time spent trimming and fewer transitions per the amount of flooring installed. Therefore, installing 500 square feet, for example, in one large room will cost less than installing the flooring in a hallway and several small rooms.

    Doorways, pillars, fireplace hearths, cabinetry, fixtures, built-in bookshelves and other obstacles require time-consuming trimming and piecing, so they raise the estimates per square foot.

    Two flooring types joining each other require the installation of a transition piece. Transition installations might be included in the total per-foot estimate or priced separately at $2-$4 lineal foot.

    Installing hardwood flooring typically takes between 10-15 days depending on these factors and more.

    If the jobsite is nearby, a good quantity of flooring is to be installed, the wood isnt exceptionally hard and the layout of the room or rooms requires little extra labor, the base price of $3-$4 per square foot might hold.

    The price increases as the number of factors increases, so the top end of the scale can be as high as $10 per square foot.

    While the spectrum ranges from $3 to $10, most hardwood flooring installation estimates fall in the range of $4.50-$7.00 per square foot.

    The cost of installing hardwood on stairs is typically estimated separately. Stairs take time, and time is money. Standard 36 steps are priced at $40-$75 per stair.

    If there are railing spindles and banister posts to trim around or if hardwood is being installed on both treads and risers, the cost will increase. A three-step set of stairs often costs $200 or more while a 13-step stairway costs $650-$900.

    So far, our discussion has been about floors that have the proper subfloor and are ready to be covered with hardwood. That is the ideal situation, but most jobs require additional preparation. Lets look at those costs.

    Removing flooring can be hard work, but it isnt complicated. The goal is to remove the old material along with all adhesive and/or fasteners without damaging the subfloor.

    DIY flooring removal can save you $200-$350 per 1,000 square yards of flooring, but if the flooring contractor must repair damage that could have been avoided, it will reduce or eliminate your cost savings.

    If the rooms where the flooring is to be installed are not cleared, costs might be added to the estimate. How much furniture must be moved will determine the estimated charges.

    This table summarizes all the hardwood flooring installation costs discussed here and the factors affecting the price.




    If youre planning a home and want to reduce all future flooring installation costs, create a floor plan with open spaces and larger rooms. While some might prefer an open floor plan anyway, its probably not worth making design changes if youve got other ideas for your home.

    In existing homes, the easiest ways to reduce your outlay is to remove any old flooring yourself. If you do, take care to wear protection for hands, knees and eyes. If the work is dusty, don a dust mask too.

    Homeowners save the most money by getting written estimates from several flooring contractors that know they are competing for the work. When you do this, keep in mind the importance of proper installation.

    Work badly done will reduce the looks and performance of the flooring and might ultimately cost you more money than you save. Therefore, as you evaluate estimates, consider the experience of the contractor and the crew that will do the work, not just its cost.

    It is worth paying a bit more to get a crew with proven workmanship and the higher compensation that goes along with quality installation.

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    Wood & Laminate Installation Tools | Floor & Decor - December 29, 2018 by admin

    Installing a laminate, wood, or vinyl floor is a fairly easy DIY project that looks great and wont break your budget. With the right tools, you can transform the look of a room in as little as a weekend. Floor and Decor has all of the laminate flooring tools, wood flooring tools, and vinyl flooring tools you need to get the job done right.

    When placing your laminate floor, you will need laminate tools, such as a laminate cutter, to get the right length for each plank. As you are laying out your pattern you will typically use full length planks until you come closer to the edges. Here is where laminate cutting tools can help you. They are simple to use and will cut your laminate to the exact desired length. You may also want to use the laminate floor cutting tool to trim some plank lengths to mix throughout the floor pattern to add a little variety as opposed to just using short pieces on the edges of the floor.

    Using a laminate cutter is fairly simple and laminate cutting tools arent as intimidating as a power tool. Simply mark the laminate board where you want to make the cut, place on the platform and use the lever of the laminate floor cutting tool to snip the plank to the length you want. It takes only a few laminate installation tools to create a beautiful floor.

    If you are installing a wood floor or vinyl floor as opposed to laminate, we have the tools you need to get those projects done, too! Vinyl flooring tools are similar to laminate tools in that these tools not only cut, but help you lay and put in your floor. And, same with wood floors we have a wide selection of wood flooring tools designed to make your project simple and beautiful.

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    Flooring installation in Ashburn and Purcellville, VA - November 25, 2018 by admin

    Our professional installation experts will come to your location when it is most convenient for you, because we understand that you probably have a busy schedule. Our primary goal is to ensure that your flooring or carpeting installation process flows as smoothly as possible so that it is stress-free for you. You can feel completely confident that we have the experience to install floors in any Northern VA residential and commercial buildings that will surely last for many years.

    Since 1991, Loudoun Valley Floors has provided comprehensive flooring services to our valued Northern Virginia clients. Our company is licensed and insured, guaranteeing that you will have complete peace of mind in your project from start to completion.

    We will also be pleased to meet with you to understand your project needs and help you select the right flooring products that will match your dcor and lifestyle. We provide free in-home estimates and measurements upon request. To get your installation project rolling, contact us today!

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    Flooring installation in Ashburn and Purcellville, VA

    Luxury Vinyl Tile (LVT) and Plank Installation Methods … - November 11, 2018 by admin

    Luxury Vinyl Tile and Plank Installation Methods

    Beautiful, comfortable and quiet. You can have it all with Shaw resilient flooring.

    These products feature Shaw's VersaLock edge. Planks lock together and are not adhered to subfloor.

    Install an entire floor in just a few hours with no mess.

    VersaFit Floating Floor

    These products have Shaw's VersaFit Technology which allows for three versatile installation methods. Choose loose-lay, full spread, or perimeter glue installation. It doesn't get any simpler than this.

    Install an entire floor in just a few hours with no mess.

    Luxury Vinyl Tile and Plank - Direct Glue Dry Back Products

    Shaw's LVT dry back products have fiberglass filled bodies and are made from "Virgin" vinyl. Many of the products feature OptiClean, Shaw's easy to clean surface that offers additional stain resistance.

    Installation advantages include:

    Floorte Floating Floor

    Floorte's Fold-N-Tap Locking system is precision engineered with the most advanced technology possible - making it easy to use, strong and durable. Floorte floors are also flexible, concealing imperfections of the floor beneath, so less prep is needed.

    Installation advantages include:

    Be sure to discuss your installation needs with your Shaw retailer or your installerWhether you choose one of our floating resilient floors or choose a Direct Glue Dry Back product, you can feel confident knowing that you can have it all with Shaw resilient vinyl flooring.

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    Luxury Vinyl Tile (LVT) and Plank Installation Methods ...

    Laminate Floors Johannesburg | 011 568 2403 - August 15, 2018 by admin

    Quality Laminate Floors Great Prices

    Our fitters supply and install a large range of high quality laminate flooring in Johannesburg and surrounding Gauteng. We use the highest standard of products imported from Europe and our experienced and dedidated team make sure everything is properly fitted. Our laminate floors can be installed in kitchens, bathrooms, living rooms, bedrooms and hallways togive your home a beautiful finish.

    We offer a large supply of laminates at competitive prices. Our laminate flooring Johannesburg team will gladly provide samples of our products and offer advice on the best type of flooring for you home, office or commercial property. We never provide our customers with any lesser products quality installation should not be an expense but an investment in your property and make every effort to do the job right.

    Along with our wooden laminate flooring services we provide all types of installations, maintenance work, restoration and repair jobs:

    * Edging and skirting / Borders * Oiling / sealing * Cladding * Engineered flooring* Varnishing * Floor sanding * Laying / Relaying *

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    Cost to Install Tile Floor – Estimates and Prices at Fixr - August 1, 2018 by admin

    How much does it cost to install tile flooring?

    Tile floors come in many varieties including po

    rcelain, cement, ceramic, terracotta and unglazed. Tile is incredibly durable and can be installed indoors and outdoors and make for a perfect flooring material. Tile floors are popular due to the many benefits they offer, such as durability, variety of options, healthiness, and little maintenance.

    The average cost to install tile flooring for a 200 sq.ft. area is $700-$2,000. This price includes materials and installation fees. This price varies depending on many factors including the brand, material, type, installation company, etc.

    Choosing the perfect tile for your home can be difficult. It can be hard to determine the best types of tiles to use indoors and which ones to use outdoors. If you choose the wrong type, the tiles could become damaged due to weather conditions. Here are a few key points to take into consideration when choosing indoor and outdoor tiles:

    Prices differ between indoor and outdoor tiles. Outdoor tiles typically tend to be more expensive than indoor tiles. Outdoor tiles average in price from $1-$35 per sq.ft. Indoor tiles average in price from $0.50-$16 per sq.ft.

    Along with having to consider the pattern, color, size, type, and grout2 of the tile, it is also important to consider the texture of the tile. Whether you choose a textured or smooth tile, this can have a big impact on the performance and look. There is a slight difference in price between smooth and textured tile. You are likely to pay a couple dollars more for textured tile than smooth. This chart compares some of the differences between textured and smooth tiles.

    Glossier look, more luxurious

    More upscale look for bathtubs, showers, countertops, backsplashes3

    More natural look

    More visual appeal, perfect for fireplaces or entry ways

    Easier to clean

    Clean using a sponge or mop to get t

    he grime and dirt Shows dirt more than textured tile

    Harder to clean due to its nooks

    Have to use a bristled brush to get through the nooks

    Hides dirt better than smooth tile

    Warmer to walk on

    Can use it throughout the house, comfortable

    The process of taking measurements for a floor will differ depending on the shape of the room.

    To properly measure a floor that is rectangular or square, you need to determine the rooms length and width. You then multiply the length by the width to get the square footage. For example, a room that is 12 feet wide by 12 feet long will need enough tile for 144 (12x12) square feet.

    For an area that is circular, take measurements on the floor by using the formula Pi x(diameter/2)^2, where Pi=3.14. This will give you the square footage.

    For an area that is triangular, you take measurements on the floor by using the formula Area (height) x (length) divided by 2. This will give you the square footage.

    For an area that is a trapezoid shape, you take measurements for the floor by using the formula (length + weight) divided by 2 times the height. This will give you the square footage.

    If the subfloor4 is made out of concrete, then the installation of underlayment5 is unnecessary. Other types of flooring, such as vinyl6, do not need to be torn off if they are in good condition. Make sure to never apply the tile directly to the plywood7 subfloor4. If replacement or subfloor4 installation is necessary, you may need to hire a professional carpenter. Tile flooring requires a subfloor4 that is designed to account for a rigid flooring material which requires no fluctuation or movement. A concrete subfloor4 or subfloor4 built with exterior plywood7 are the best options for underlayment5 for tile. The average carpenter charges $70 per hour of work and should need 2-3 hours to complete a 200 sq.ft area. To save some money, it is best to remove old flooring before they begin their work.

    A tile grade is a numerical ranking that reflects the tile quality. The three possible tile grades are listed in the chart below with a simple description and cost range for each.

    The lowest quality floor.

    Designed with a thinner tile and is used for walls.

    These are not allowed on floors.

    Quality is similar to Grade 1 with slight imperfections.

    Good for walls or floors.

    Highest quality floors.

    Recommended use for walls or floors.

    Tiles can differ in tone from one to the next. There is a multi-shaded grid that indicates the variations in tone of the tile. Most tile colors have these variations in tone, except for pure colors suc

    h as black and white. There is not a difference in price between different tile tones.

    Frost resistant tile is a product family which can withstand freezing/cold winter weather without damage. Packaging for tiles intended for exterior use will indicate whether the tiles are frost resistant or not. If tiles are not frost resistant, they can crack when exposed to cold weather. If tiles are frost resistant, a snowflake will appear on the tile box. Frost resistant tiles range in price from $3-$18 per sq.ft.

    Another important consideration in purchasing tile is considering its water absorption (W.A.) rate. Expressed on tile packaging as an umbrella shielding rain, the W.A. is calculated by determining the amount of water absorbed by a tile as a percentage of the tiles weight. In general the more resistant a tile is to water absorption, the more it will cost. The chart below outlines the different classifications of water absorption along with a short description and average cost. Impervious and vitreous tiles are more expensive than semivitreous and nonvitreous tiles.

    High Water Absorption (more than 7% water absorption)

    Not suitable for areas with a lot of moisture such as bathrooms or outdoors

    Moderate Water Absorption (3%-7% water absorption)

    Not suitable for wet rooms such as bathrooms

    Low Water Absorption (0.5%-3% water absorption)

    Suitable for wet rooms such as bathrooms and outdoor rooms


    Lowest Water Absorption (less than 0.5% water absorption)

    Suitable for all exterior and interior uses

    C.O.F or the Coefficient of Friction is a value that represents a tiles natural resistance to slip. It is measured by the force required to move an object across the tile, divided by its weight. The C.O.F i

    s denoted by a sliding person icon on the tile box. The range of C.O.F is between 0-1. Lower C.O.Fs indicate less friction, meaning the floor will be more slippery by providing less traction. Higher C.O.Fs indicate more friction, meaning the floor will be less slippery, with higher traction. A C.O.F. greater than 0.5 is recommended for residential application and a C.O.F greater than 0.60 is recommended for commercial applications. There is not a difference in price between different tile C.O.Fs.

    PEI or Porcelain Enamel Institute Wear Rating is a measure of a tiles resistance to abrasion. This measure will reflect suitability for floor traffic. The icon used to denote PEI is a bit drilling into a tile, found on tile boxes. Tiles with lower PEI ratings tend to be cheaper by a few dollars compared to tiles with a higher PEI rating. Tiles with a lower PEI range from $1-$6 per sq ft. and tiles with higher PEI ratings average between $2-$8 per sq ft. The chart below shows the difference between the PEI ratings of tiles.

    Lowest Resistance

    No foot traffic

    Not suitable for floors (walls only in residential/commercial applications)

    Low Resistance

    Light foot traffic

    Wall areas and floor areas with little foot traffic (residential bathrooms)

    Light - Moderate Resistance

    Walls, floors, and countertops with normal foot traffic

    Tile for residential, not commercial uses

    Moderate - Heavy Resistance

    Suitable for residential and light commercial uses

    Highest Resistance

    Suitable for all residential and all

    commercial uses

    Heavy traffic

    Picking the right tile can be very overwhelming with all the different types on the market. There are so many options with different looks and prices. Below are some of the most common types of flooring tiles and their prices.

    Type of limestone8 with an earthy tone

    Not recommended for kitchen floors as it can be easily scratched and stained

    Mix of clay, water, and minerals

    Affordable, durable, easy to install

    Many designs an

    d colors

    Type of ceramic tile but denser and less porous

    Good for use on floors, walls, and backsplashes3

    Easy to clean, variety of styles

    Type of metamorphic rock that is durable and dense

    Available in darker earthy tones

    Excellent choice for kitchen and high traffic foot areas

    Granite, slate1, travertine, marble, onyx, sandstone are examples of stone tile

    Good for backsplashes3, walls or floors

    Can be damaged by water or acid so extra maintenance

    Good for backspl3

    ashes3 and walls

    Colorful, reflective, easy to clean

    Some for use on floors

    Expensive and difficult to install

    Handmade from natural materials

    Good for floors, backsplashes3 and walls

    Resilient and beautiful


    Metamorphic rock that has veining and a variety of colors

    Not recommended on kitchen flooring

    Igneous rock that is very hard and dense

    Excellent choice for kitchen floors and high traffic areas

    Beyond the appearance of tile, there are more things to consider such as maintenance, cost, durability etc. Marble and porcelain are two very popular materials used in flooring. The chart below indicates the differences between the two types.

    Natural stone, unique appearance

    Light colors can look translucent

    Luxurious feel, smooth surface

    Made from clay

    Variety of textures, colors, patterns

    Look of natural stone or hardwood, but cheaper

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    Cost to Install Tile Floor - Estimates and Prices at Fixr

    Installation - July 30, 2018 by admin


    Installation is a major aspect of the flooring industry. As the homeowner, you see the beautifully designed and styled look of your floor on the surface, but a careless or poor installation job can greatly affect the finished look of your room. If your installer does not pay careful attention to the moisture levels of the subfloor or what type of material the subfloor is made of, the product you spent potentially thousands of dollars on could be ruined. If you are doing the installation yourself, make sure to read our installation brochures and tips about the product you are installing.

    Congoleum understands the importance of installation, and just how much a good installation job will make a room look stunning. Because of this, we spend much of our research and development on making sure the installation of our products is as smooth and easy as it can possibly be. Congoleum has developed installation technology and techniques that will ultimately save you time and money. In most cases, Congoleum is the only company in the industry that provides technical installation solutions for our products, but we believe it is truly important.

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    The 10 Best Hardwood Floor Installers Near Me (with Free … - July 29, 2018 by admin

    Hardwood floor installation can take anywhere from a few days to more than two weeks, depending on demolition, wood type, the condition of your subfloor, total square footage of the project, and installation method. Demolition is necessary if you have existing flooring you want to replace with hardwood floors. New-construction homes do not require this step, as the subfloor is primed and ready for floor installation. During demolition, the flooring crew may find that your subfloor has damaged wood, uneven surfaces or other problems that must be addressed before the new wood can be laid down. Crews may charge on an hourly rate for subfloor repair, and the work can take a few hours to several days, depending on whats hiding underneath your floor. The wood for your new floor generally arrives a few days before any work begins. This allows the wood to acclimate to the relative humidity in your house, which prevents it from shrinking or expanding after installation and causing gaps or buckling. The actual wood installation may take several days or more, depending on the size of your home and what type of custom cutting and designs are desired. If your flooring is not prefinished, the unfinished wood must then be sanded and stained in the home to treat and protect your new investment. Typically, stain takes a full day to dry, and multiple coats are applied. Baseboards and trim must also be installed. With all these variables at play, you can see why its important for a wood installation pro to provide an estimate only after seeing your home.

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    Business Liability Insurance for Floor Installers - July 29, 2018 by admin

    Floor laying, finishing and refinishing operations are specialty carpentry exposures involving the actual construction and laying of floors in residential or commercial buildings. This may or may not include the installation of floor coverings such as linoleum, tile or carpeting. For new structures, operations can include cutting and installing sub-flooring over a structural frame, installing hardwood flooring and applying layers of paint and/or varnish. Refinishing operations include stripping existing finishes, sanding the floor to a smooth surface and applying finishes.

    Linoleum, tile and carpet installation contractors install floor coverings over base flooring in both residential and commercial structures. Operations include measuring the floor to be covered and the linoleum, carpet or tile to be installed, cutting the materials to fit around obstructions, application of adhesive and final installation of the linoleum or other materials. Sometimes there are wood or metal strips or thresholds between rooms.

    Other coverages to consider for Floor Installation:Contractors Equipment and Tool Floater (Inland Marine), Umbrella Liability, Building, Business Income with Extra Expense, Bailees Customers, Installation Floater and EPLI.

    GL InsuranceBusiness general liability for premises exposures at the contractors shop or office are generally limited due to lack of public access to the premises. If controls in waste collection and fire control are inadequate, fires from woodworking and/or lumber storage operations can affect neighboring businesses or homes. Outdoor storage may create vandalism and attractive nuisance hazards. Jobsite operations include the potential for injury to the public and to other contractors employees and damage to their property or completed work.

    Tools, power cords, building materials and scrap materials all pose trip hazards even when not in use. The use of saws and other power or hand tools is inherently hazardous. Employee selection, training and supervision as well as the use of casual labor and employee turnover should be checked since improper use of tools and equipment can cause injuries and damage.

    GL exposure for completed operations liability are important because the flooring contractor builds or installs the floors on which all the customers operations take place. Quality control and full compliance with all construction, material and design specifications are necessary. Inadequate monitoring of work orders and change orders may be a concern. Poor record-keeping may necessitate payment of otherwise questionable claims. Inspection and written acceptance of the work by the owner or general contractor is critical and recommended.

    Property Insurance Property exposures at the flooring specialists premises are usually limited to those of an office and storage space for supplies, tools and vehicles. The hazards are high if there is a contractors yard. The storage of lumber, paints, finishes, varnishes and shellacs combined with the dust from the cutting of the lumber or wood can create a high fire and explosion exposure.

    Commercial AutoAutomobile liability exposures are limited unless lumber and pre-made items are transported by the installer. Hazards of transport include failure to secure the load properly and equipment failure, especially tie-downs and hitches. Age, training, experience and driving records, as well as the age, condition, and maintenance of the vehicles, are all important items to consider. If over-sized items are transported, clear marking of vehicles is important.

    Inland Marine CoverageInland marine exposures include contractors tools, installation floater and customers goods (building materials) in transit to the job site. Ownership of the goods is an important consideration for the installation floater exposure. Hazards in transit include shifting and over-sized loads. Improper loading or inadequate tie-down poses a serious loss potential.

    Equipment at a job site can be damaged by drops from heights, weather damage or being struck by vehicles. Equipment and supplies left at job sites increase the possibility of loss due to theft and vandalism.

    Workers compensationWorkers compensation exposures vary based on the size and nature of the job. Work with hand tools and sharp objects such as saws, knives and nails is common to all types of carpentry and can result in cuts, piercings and accidental amputation. Lifting injuries, hernias, strains, sprains and back injuries may occur. Work at floor level for extended periods of time can result in injuries to knees. Minor injuries may be frequent even when the severity exposure is controlled. Absence of basic safety equipment, such as properly installed guards, steel-toed shoes and eye protection may cause other workers comp risks. Employee selection, training and supervision affect the loss potential.

    General Liability offers affordable liability insurance quotes for floor installers throughout the U.S. Our Flooring insurance programs include all lines of business insurance, as well as our Target programs for business owners policies (BOPs). Contact one of our business insurance Specialists today at 800-900-8657, or start a quote online now.

    Our Top Carrier Solutions for Floor Installation:

    Commercial insurance companies use various liability classification systems in order to classify and rate coverage premiums for Flooring Installation. Here are the most common business insurance classifications for Floor Installers:

    Business Liability Category: Artisan Contractors

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    Business Liability Insurance for Floor Installers

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