Pier Solar and the Great Architects playthrough pt40
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Pier Solar and the Great Architects playthrough pt40 - Video

Most professional liability insurers for architects and engineers anticipate flat or modest rate hikes this year, a brokers survey says.

Eight of the 14 insurers surveyed by McLean, Virginia-based Ames & Gough said they expect to obtain professional liability rate increases during 2015, while the remaining six see their rates remaining flat, according to the survey issued Wednesday.

They consider this discipline necessary to offset the continued low-interest environment and recover from the premium rate decline of past years, says the survey.

While the professional liability insurance market generally remains competitive, insurers are sharpening their focus on sound underwriting and carefully assessing the performance of their overall book, Dan Knise, president and CEO of Ames & Gough, said in a statement.

In this environment, many insurers continue to vie for relationships with smaller design firms, considered by underwriters as lower risk, and those with a good loss history and well-established and documented risk management programs, Mr. Knise said.

The Ames & Gough 2015 Architects & Engineers Professional Liability Insurance Survey also found that 64% of the insurers had increased their professional liability insurance rates modestly in 2014, while 29% generally saw rates remain at previous levels, and one insurer lowered its rates.

A total of 43% of the insurers cited higher claims severity, but only 7% saw increased claim frequency. A total of 43% of those surveyed identified certain project types, such as condominiums, schools, and wastewater treatment and data centers, as causing more claims. In addition, 36% cited increased defense costs as an emerging cost driver for claims.

The 14 insurers participating in the survey account for more than 75% of the overall market for architects and engineers professional liability insurance in the U.S., according to the broker.

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Architects and engineers face flat to modest rate hikes in 2015

A womens fashion and accessory boutique will be the first of four small retailers that will occupy a one-floor mini-mall inside the Buffalo Sabres HarborCenter when the retail space along the lower Main Street side of the building opens in late spring.

Red Siren, owned by veteran human resources executive and businesswoman Sharon Randaccio, will offer a range of specialty gifts, jewelry, leather products and clothing, geared to appeal to a mix of local shoppers, hockey moms and tourists. Randaccio has been planning the new business for more than a year, developing relationships with more than 50 manufacturers.

Buffalo women especially are going to find treasures here they are used to buying out of town, said Randaccio, also founder, president and CEO of Performance Partners. We are patching in to the energy surging in downtown Buffalo. We believe in the city and its resurgence and were thrilled to be part of it.

Meanwhile, construction work continues on the 12-story Marriott Buffalo HarborCenter hotel that soars above the northwest corner of the building, with the exterior glazing about 80 percent complete. The hotel, which originally was targeted for completion and opening by May, is now expected to be ready by late summer, in time for the new season of hockey-related activities.

Im not going to deny that, while it wasnt me putting the hard hat on every day, working through the coldest winter in years and the coldest February ever, Im not going to deny that doesnt take a toll, said HarborCenter President and CEO John R. Koelmel. Its never as efficient when its that cold and that problematic. But kudos to those doing the work. It isnt impeding the overall work and overall timeline.

Randaccios new store will occupy about 1,200 square feet of the 5,000-square-foot mini-mall on the west side of HarborCenter, next to the hockey and entertainment complexs main entrance and the separate portico entrance for the hotel now under construction on top of the ice rinks. Thats also right across from the Metro Rail special events station and Canalside.

Three other retail spaces of about 800 to 900 square feet each are still available for lease, and HarborCenter officials are working with various prospective tenants to finalize details over the next few weeks, even as they continue to receive inquiries from other parties, Koelmel said. Construction build-out would then begin, with a goal of completion in June.

We continue to negotiate with others, and were really excited and pleased with what we think the outcomes will be, Koelmel said. Its a rare week where we dont have one to two other potential or interested parties contacting us about retail. Its ongoing and we continue to welcome the interest.

Like a traditional mall, all four spaces will open into a common lobby, and the stores will likely be open during prime time hours for HarborCenter, starting at noon. The retail area will have two entrances, one from Main Street and one from the stairwell to the buildings five-level parking ramp at the southwest corner of HarborCenter. The first hour of parking in the ramp will be free, to accommodate shoppers.

Once the street is opened and once vehicular traffic is back up and around our building, there wont be on-street parking, Koelmel said. So as with everything else, we want to make access as easy as possible, in spite of not having on-street parking.

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Womens fashion boutique to be first retailer in HarborCenter

Pete Sumners, left and Gordon Blackwood, right, from Yorkshire Bank, with Charles Hopkinson from Steam and Moorland, centre

A FAMILY-RUN garden centre is preparing for a period of new growth with the construction of a major extension.

The Stream and Moorland Garden and Machinery centre in Pickering, is building a new 7,200sq ft extension to house a new caf and retail space after securing a 450,000 finance deal with Yorkshire Bank.

The new extension, which is due to open in time for Easter, is also being funded by a 200,000 investment by business owners Charles and Bernadette Hopkinson.

Mr Hopkinson said the development should pave the way for more visitors and increasing staff numbers from 25 to 35.

The funding was arranged by Pete Sumners, business development manager at Yorkshire Banks Business and Private Banking Centre in York.

James Bradley, of Langleys Solicitors, acted on behalf of both Clydesdale Bank and Hopkinson & Sons on the loan facility.

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New funding paves the way for garden centre extension

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Source: Tanjug

BELGRADE -- Transparency Serbia President Vladimir Goati has said he "doubts whether the announced cabinet reshuffle will in fact take place."

This university professor and political analyst and commentator told Tanjug on Wednesday it was also "utterly unrealistic" to expect either replacement of coalition partners, or changes at the helm of the government.

"It seems to me this will turn out to be much ado about nothing," Goati said, adding that he thought it was highly unlikely the SNS would get rid of its current coalition partners, "considering that SPS leader Ivica Dacic as the Progressives (SNS) coalition partner in the government is also an official in European bodies."

"That's the anchor that, in a way, keeps him in office. Replacing the president of the SPS would probably be characterized as putting into question of some kind the country's foreign policy course," he said.

Goati also thinks chances are slim for another party to replace the SPS, "because there is nobody in the current parliament who could do that."

The possibility of a change at the helm of the government is "completely unrealistic," he said, and added:

"Of course, anything's possible, just as it is possible that Halley's comet, that flies by Earth every 76 years, might once fly by after 75 years."

As for the postponement of the reshuffle until after provincial and local elections, Goati said that would mean "extending the deadline by which the Sword of Damocles will hang over the ministers' heads."

This kind of delay, he thinks,could also provide an opportunity for "someone who should not be in the government to leave in a nice way and save face."

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"Cabinet reshuffle could be much ado about nothing"

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