From Target to Home Depot to JPMorgan, this year was a bad one for massive security breaches. Expect more of the same next year.

From hundreds of millions of personal information stolen through an onslaught of hacks to Heartbleed and Shellshock, the security trends of 2014 don't bode well for the new year. CNET

Let's face it, 2014 was a terrible year for computer security, leaving everyone feeling a little more vulnerable.

Hackers stole 56 million credit card numbers and 53 million email addresses from Home Depot between April and September. They took contact information for 76 million households and 7 million small businesses from JPMorgan's vaults. And Target started the year on the wrong foot, coughing up 40 million credit and debit cards, and personal information on 110 million people.

"It'd be hard to find anybody in the US who hasn't had a credit card affected," said H.D. Moore, chief research officer at security firm Rapid7. "People are just numb to the fact."

Will 2015 be the year we learn to care about who to trust with our personal data? Experts have some dour thoughts on what's coming, even as US stores begin to support credit cards with more secure computer chips. There's going to be heightened risks from old threats like email phishing attacks, and new threats posed by the Internet of Things, the idea of having appliances, objects, and electronic devices all connected to each other and the Internet. Here's what to expect next year.

Credit cards containing a computer chip and requiring a separate personal identification number are commonplace in many other developed countries, but have been held back in the US in large part because of the costs. Financial institutions have to pay more to make the new cards, and it's expensive for retailers to upgrade their payment terminals to accepted chipped cards. But they are expected to decrease some types of credit card fraud, a problem with current swipe-and-signature cards, because the chips are harder to counterfeit, according to a report from the financial research firm Aite Group. The equipment required to clone a chipped card the way counterfeiters currently fake magnetic stripe cards can cost around $1 million, according to mobile payment company Square.

It's this level of protection that prompted Apple to move forward with its mobile-payments service, Apple Pay, which runs on the same security model as a chip and pin credit card. Next year, retailers will have to accept chipped cards or bear the legal burden of future credit card breaches. The retailers, however, don't have any legal obligation to accept Apple Pay, even as Apple has lined up an impressive group of partners.

The shift in credit card fraud responsibility and tougher security measures will force criminals to refocus their attacks on smaller companies as bigger companies invest their capital in preventing embarrassing, costly breaches, said Andy Daudelin, the vice president of security solutions at AT&T. "Small and medium businesses are going to need to step up in their [physical] place of business and online to protect consumers, and to protect themselves from lawsuits," he said.

Another risk that could get worse next year are phishing attacks, or malicious emails that try to trick you into clicking on a link, according to Steve Durbin, managing director of the Information Security Forum. "I had a number of [faked] emails allegedly from Amazon on Black Friday and Cyber Monday that said that I had a problem with my Prime account," he said

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Security in 2015: Will you care about the next big breach?

Post written by Betsy Atkins

Atkins is an entrepreneur, three-time CEO and a director at Darden, HD Supply and Schneider Electric.

Just the past 12 months have seen one massive corporate security breach after another. Major retailers (Target, Home Depot, Neiman Marcus, Sony Pictures), e-commerce sites (eBay), and financial institutions (JP Morgan) have all been victims.

Taken individually, digital security breaches serve as a warning for executives and security professionals to remain vigilant. However, when every major breach shares the same telltale strategy, it is a sign that there is something more fundamentally broken in enterprise security that must be addressed.

There are several important similarities in these attacks, all suggesting that your companys data security protections need stronger oversight:

- Security looks for the first step, but misses the lifecycle of an attack. Traditional online security structures attempt to detect and block malicious payloads (either a piece of malware or vulnerability exploit). In a modern attack, the initial compromise is just a means to a much larger end. The vast majority of security technologies are not designed to see the so-called long con of an attack. Even though the security industry continues to develop more and more advanced methods of detecting individual pieces of malware, there is still too little ability to see the larger attack that follows after the malware.

- There are infinite opportunities for security systems to fail. As computing and business has evolved, the attackable areas of the enterprise have become nearly impossible to secure. Employees use mobile devices that are routinely outside the corporate firewalls. Corporate applications and data are increasingly both inside and outside the perimeter.

Online security has become incredibly complicated, and corporate directors may not even know the fundamental distinctions between the various types and motivations of online intrusions.

Step one for every board is to understand that it is supposed to be offering oversight on these risks as part of its fiduciary duty. The board needs to assure there are internal controls in place to protect the corporations cyber assets. The stakes are high. A study found that up to $21 trillion in global assets could be at risk from cybercrime. What is needed is a solid board structure for monitoring and managing cyber risk in the company. To begin, I recommend is a series of committee briefings so cyber security is demystified and better understood. However, given the complexity and dangers involved, I think the time has come for boards to create a dedicated cybersecurity technology committee.

It is crucial that the board require management to present their policies on cyber security. Request that management write up their security practices and standards, and their protocol for responding to a security breach. The board should be able to identify the manager responsible by title, and in what time frame they are to respond to an intrusion. In the event of a cyber-breach, the board should schedule an update from the security committee on any forensic review. The company may need to disclose any data breach in SEC filings if the breach was material. Your board might be surprised to find out that a court considers failure to disclose a cyber-attack as a material omission, according to some interpretations of new SEC guidance on disclosure.

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Why It's Time For A Board-Level Cybersecurity Committee

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Burglary

Will Lodge Friday, December 26, 2014 11:10 AM

Police have warned people to be vigilant around home security after an attempted burglary in an Essex village.

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Someone entered a home in Red Barn Lane, Great Oakley, at around 7pm last Friday.

A man who was at home heard the intruder enter his kitchen and shouted out, causing the suspect to run off empty-handed.

Essex Police want to hear from anyone who may have seen anybody acting suspiciously in the area at the time or if they have any information about who the suspect may be.

Detective Constable Mo Crawley of Clacton CID said: I would like to urge people to be vigilant about their home security and to lock their doors and windows when not at home and after dark.

Anybody with information can contact Det Con Crawley on 101.

Advice about home security and crime prevention advice is available on the Essex Police website.

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Warning to be vigilant after attempted burglary in Great Oakley

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