What is a Home Warranty? – Facts for Homeowners | Home …

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A home warranty is a contract covering repairs and replacements on systems and appliances in your home, usually for a period of one year.

Homeowners warranties are designed to protect your home's appliances and systems from breakdowns caused by normal wear and tear. Homeowners insurance pays for damages and loss caused by covered perils like fire and weather damage, but it won't help you if your washing machine simply breaks down.

A home warranty will cover your home's crucial systems and appliances, as long as they are in working order when the contract is entered into with the warranty company. Make sure you have reviewed your contract and coverage before you need it.

Make sure you're clear on:

When purchasing, consider premium and optional coverage to customize the plan to fit your needs. For example, you may want coverage for your second refrigerator or an outdoor pool. These are not typically covered by a standard home warranty.

This is a small fee the homeowner pays to have the service provider come to the home to diagnose a problem. This fee covers the visit and the amount is clearly stated on every contract.

Not all breakdowns are covered. Our contract spells out, section by section, what is covered in each plan and option and what is not. You can view our sample contracts online under our Costs and Coverage areas. Our customer service team is also available to walk you through the coverage details and answer your questions.

Home appliance coverage depends upon the plan you pick and the state you live in. Our home warranty plans can be customized to meet your home's appliances needs.

Homeowners can file a claim online 24 hours a day. Claims can also be phoned in to our customer service representatives. HWA takes service requests 24 hours a day, 7 days a week, 365 days a year.

A home warranty can help to minimize post-sale conflict when selling your home by adding an Home Warranty of America home warranty to your transaction. When the unexpected happens, HWA's got you covered.

Gain peace of mind when purchasing a new house, with a home warranty plan from Home Warranty of America. When your appliances break down you'll be protected!

A home warranty from HWA provides security against the unexpected expenses of inevitable home repairs. Whether you're buying, selling, or already in your home, we have a plan to fit your needs!

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What is a Home Warranty? - Facts for Homeowners | Home ...