Kitchen Remodel Financing | LightStream

Kitchen Remodel Financing | LightStream Skip to content

Why LightStream?

Watch our video

$100 Loan Experience Guarantee1

We will beat any qualifying rate.2

When you have good credit, youve earned a lower interest rate, and a refreshingly simple loan process. Weve built our business around that belief, and its made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3

At LightStream weve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process youve ever experienced. If after receiving your loan from us you are not completely satisfied, well send you $100.1

Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.

When you have good credit, youve earned a lower interest rate, and a refreshingly simple loan process. Weve built our business around that belief, and its made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3

At LightStream weve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process youve ever experienced. If after receiving your loan from us you are not completely satisfied, well send you $100.1

Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.

Why LightStream?

Watch our video

When you have good credit, youve earned a lower interest rate, and a refreshingly simple loan process. Weve built our business around that belief, and its made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3

$100 Loan Experience Guarantee1

At LightStream weve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process youve ever experienced. If after receiving your loan from us you are not completely satisfied, well send you $100.1

We will beat any qualifying rate.2

Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there's no reason to go anywhere else when you need a loan.

*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.

Whole-project funding, with no fees, no home equity requirements. The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements.

Remodel your kitchen, at a low rate. When you have good credit, you deserve a low-interest, fixed-rate loan. You can be confident thats what youll get with LightStream, because we back our low rates with our Rate Beat Program.2

We can fund your loan as soon as the day you apply.3 Youre in control of the loan process with LightStream. You choose your funding date. You can even have funds deposited into your account as soon as the same day you apply.

You control the terms of your LightStream home improvement loan. Repay your fixed-rate home improvement loan in as little as two years, or take up to 12 years.* When you have good to excellent credit, the choice is yours.

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Rates quoted with Premier Banking Discount

(Exact rate within this range is determined by credit profile)

Only from LightStream.

Customer ServiceMonday - Friday: 9 a.m. to 8 p.m. & Saturday: Noon to 7 p.m.

Application ProcessingMonday - Friday: 9 a.m. to 8 p.m.Saturday & Sunday: Noon to 6 p.m.

SunTrust Bank is an Equal Housing Lender. 2019 SunTrust Banks, Inc. All rights reserved.SunTrust and LightStream are federally registered service marks of SunTrust Banks, Inc. All other trademarks are the property of their respective owners.Lending services provided by SunTrust Bank.

At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers, we will have a tree planted in one of our country's fragile habitat communities currently under restoration.

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Kitchen Remodel Financing | LightStream