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Some title companies are conducting remote digital closings.

As the impact of the coronavirus pandemic continues to turn the real estate market on its head, curbside and remote mortgage closings have become a logical extension of signing loan documents and distributing money at the office of a title company or escrow office.

Title companies are adjusting to new protocols to ensure safe closings, according to Diane Tomb, CEO of American Land Title Association.

During this health pandemic and social distancing, were seeing title companies across the country get creative to offer safe and secure closings for their customers, she said. In addition to drive-through closings and implementing safe closing protocols, companies are closing transactions through remote online notarization, which uses audio/visual technology to complete a notarial act when the customer is not in the same physical location as the notary public.

Notaries and signers are justifiably concerned about being exposed to someone possibly infected with COVID-19 when meeting face to face during loan signings and notarizations, according to Notary Bulletin, noting: In response, some closing companies have recommended a process called window-separated signing or porch signing, in which loan signings are conducted through a window or doorway at a safe physical distance.

National Notary Association has published guidelines for performing window-separated signings. For example, a notary must follow all federal, state and local guidelines for social distancing, health protection and sanitization when meeting with signers and handling documents, IDs or other materials. When items are passed between the signer and notary, one person should place the item in a neutral area and then step back and provide safe distance to allow the other person to pick it up.

Notarize, a platform for digital notarizations, sawreal estate volume increase by 400% in Marchandhas $23 billion in real estate transactions ordered for April.To support the surge in demand,Notarize is hiring 1,000 notaries in Texas, Florida, Nevada and Virginiatojoin its team in a role that allows notaries to work remotely, safely in their homes.

Knight Barry Title Group in Milwaukee is offering remote closing solutions whenever possible for the safety and convenience of its customers.

In a Facebook video, chief operating officer Craig Haskins explained that Knight Barry has implemented a work-from-home plan for employees who are able to handle their jobs remotely. But mission-critical jobs like our closing department and our closers, theyre here, and they are closing your transactions right now in our closing rooms, he said. With some of our employees allowed working remotely, its allowed us to create a safer social-distancing environment. It allows us to keep clean, stay organized and be prepared for the next set of closings that come through our doors.

Haskins said the company has put into effect safe plans for its office to make sure it is sanitized. The guidance is published on Knight Barrys website. For example, the company has bought hundreds of pens so that after the signing, the signers can take their pens with them or dispose of them on the way out. After the closing, the staff wipes down all touched hard surfaces.

Knight Barry also can handle document signing online and give customers their proceeds in a way they prefer.

The remote online notarization allows us to keep our offices free of unneeded visitors, explained Haskins. While we love to have you in the closing rooms, at this point in time, wed like to limit the number of people coming into the room and limit those closings just to the people who need to sign the documents when possible. Weve also had many requests for in-home closings. While it seems like a great idea, those are becoming harder and harder for us to plan around and organize.

Rocket Mortgage states on in its website that it is taking extraordinary measures to complete customers real estate transaction in a safe and secure manner, including:

Even though shelter-in-place orders are in effect in many areas of the country, the mortgage process can still continue, Rocket Mortgage states. Appraisers, closing agents and other people who need to enter your home can still do so under the shelter-in-place order. In some cases, we even have alternative ways to complete these parts of the process that dont require entering the home.

To make these precautionary measures as effective as possible, we need your support. When the appraiser or signing agent arrives, they are going to ask to maintain physical distance of at least 6 feet, and they will not shake your hand. This isnt because theyre unfriendly, it is because theyre following CDC guidelines to maintain proper safety. They may even arrive wearing rubber gloves or a face mask as an added precaution. We respect their choice to do so, and ask that you respect it as well.

Kathy Kwak, vice president of title and escrow operations and counsel for Proper Title in Chicago, told Chicago Agent magazine that in order to ensure the safety of her staff, the second-largest title agency in Illinois is encouraging buyers and sellers to provide a power of attorney to their lawyers so that they dont need to attend the closing at all.

In a typical curbside transaction, the magazine reports that buyers and their agents show up in separate cars and are met outside by a title company closer, who will collect the buyers drivers license, signature and cashiers or certified check. Before the closing, the buyers attorney must review the loan and closing documents.

Kwak pointed out that although the overall process is much safer, the excitement of closing on a home is somewhat diminished. This is a big moment for many buyers, she said, noting that the pandemic has taken away that whole ceremony. All of that now has been removed. Its so robotic and routine now.

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From Curb Service To Porch Signings, Title Companies Get Creative With Social Distancing Options For Closings - Forbes

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MOUNTAIN HOUSE, Calif. (KTXL) -- If a picture is worth a thousand words, what photographer Katie Scott is doing around her Mountain House community tells a beautiful story.

Scott had the idea to take photos of families on their porches during her afternoon walk.

She posted her idea online and since then more than 50 requests have been made for the mini photoshoots.

I love being able to capture those moments between families, between kids and parents. Of course, I love kids, Scott said.

It was supposed to be just a fun thing to do to get people out of their homes for a few minutes but to the families, the photos mean so much more.

Michele Morris and Brandon Clark had their photos taken by Scott.

He's 13 and I'm not going to have but a few more years before he's gone and I'm trying to just really enjoy every moment, Morris said.

Scott is putting her photography skills to use while snapping family porch-raits from a distance as the state remains under a stay-at-home order.

To see the smile on a lot of these families faces has been so awesome and so fun, Scott explained.

For families, the laughs and smiles shared during the mini photoshoots will be a happy memory to take away from a time of uncertainty.

A lot of stress and then the worry of keeping everyone safe, keeping everyone healthy and it just kind of takes your mind off of that a little bit, Alicia Baxter said.

It just seemed like something fun to do, something to kind of make us smile and break the monotony of being in the house, Morris said.

Ronna Green said she will look back on the photos and always remember the time spent with family and the kindness of a neighbor.

The first thing Ill remember from the photos is the generosity of the photographer, the idea that she had to give families this opportunity, Green said. That's probably most important because I feel like in times like this, it's what we do for each other, to help and support each other.

That matters most a picture-perfect sense of community during a global pandemic.

That's made me really happy, being able to see the joy in other people's faces just from getting their pictures taken for a few minutes, Scott said.

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Mountain House photographer takes family porch-raits to lift spirits during the coronavirus pandemic - FOX40

Buffalo-area residents are being urged to keep an eye open for their package deliveries, before those deliveries disappear from their porches and steps.

Buffalo Police are seeing an uptick in packages stolen from porches, based on daily briefings with Buffalo Police Department chiefs, according to Buffalo Police Capt. Jeff Rinaldo.

He said this is in part because people are leaving their package deliveries on their front porches longer because of the Covid-19 pandemic.

"People are leaving things outside on the porch longer, probably because they're concerned with the package and are trying to let it air out. But the flip side of that is they're making it more attractive for somebody that has ill-intentions," Rinaldo said.

Even though a stolen package was reported to City of Tonawanda Police earlier this week by a resident who provided officers with home surveillance video of the theft, City of Tonawanda Police Capt. Fredrick Foels said his department has not seen an increase in package larcenies since the outbreak. That's despite the fact that more people are home during the day since the pandemic.

"I don't think thieves care, or not, if people are home. They will take the chance if they see ... packages are left on door steps," Foels said.

He noted that such larcenies are performed relatively quickly, which Foels said was the case in the most recent such theft in the City of Tonawanda.

"The thief ran from his car, plucked the package and quickly exited. Unattended packages left for a period of time is a crime of opportunity for any thief," Foels added.

Buffalo Police are reminding residents to check periodically if they are expecting the delivery of a package and bring it inside soon after it arrives.

"We would still recommend to people to take the packages into their homes as soon as possible," Rinaldo said.

If possible, he suggested letting a neighbor know they have a package delivery on their porch or temporarily take possession of the package until they get home to minimize the chance of it getting stolen.

"Be a good neighbor and take the package," Rinaldo said.

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Buffalo Police report uptick in porch package thefts - Buffalo News

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Planters on the porch - KCTV Kansas City

CAPE MAY COURT HOUSE On Romney Place on Friday night, neighbors gathered on the front lawn of one of the historic houses in this quiet neighborhood, joking and checking in with each other.

The weather had warmed that evening, so it would not have been unusual for those walking their dogs to stop and chat or to call out a hello to someone on a front porch. But these are far from usual times.

Those gathered carefully, if somewhat self-consciously, kept a 6-foot distance from their neighbors at Middle Townships first Friday Night Front Porch Social (Distancing) Hour, proposed as a way to keep community connections strong while adhering to guidelines enacted to blunt the spread of COVID-19.

CAPE MAY COURT HOUSE With COVID-19 infections continuing to climb statewide, Cape May Coun

Mayor Timothy Donohue proposed the idea on the community Facebook page Middle Township Coronavirus Info Group, suggesting people throughout the township go out on their front porches starting at 6 p.m.

While we should be physically distancing, we need to remain the vibrant, sharing, caring community that makes Middle Township so great, he wrote. Grab your favorite beverage and safely gather with your fellow shelter-in-placers.

He suggested greeting neighbors from a safe distance and raising a glass, and then sharing images and videos to social media. Several neighbors posted images and greetings even before the suggested start time of 6 p.m.

Residents posted photos of themselves, often with their dogs, either on lawns or porches.

They included Township Committeeman Ike Gandy and his family on their front stoop.

People in several neighborhoods throughout the township turned out.

On Poplar Avenue, Tammy Scull and her daughter Briana said they heard about the plan from their neighbors across the street, Bill and Tracey Labrum, who heard about it from their friend from around the corner, Beth Metzger, who saw it on Facebook.

Tracey Labrum is the director of the early education center at Cape Regional Medical Center. The center is usually open to the community, but under the current restrictions it only serves the children of essential personnel at the hospital. She said she is glad to be able to help the front-line medical workers, calling them heroes.

God bless the nurses and doctors, she said.

MIDDLE TOWNSHIP The township is making the most of the COVID-19 social distancing guidelines.

The Poplar Avenue neighbors waved at each other from across the narrow street.

Nearby, on Romney Place, Peggy Mauger had her dog, Tonto, out for a walk and stopped by to speak with Connie Corrado and other neighbors. She said the neighborhood is filled with historic houses and has a strong sense of community, where neighbors know each others names.

Corrado was on her porch with her grandson, Nate, 8. Gail Tweed, another neighbor, left her porch to be able to speak with the others without shouting, but said she would keep the recommended distance.

She said she spent much of her day sewing masks for oncology patients where her daughter works. She said quilting groups and other organizations have organized to make protective gear.

Face masks, gloves and other supplies have been in short supply since the start of the outbreak.

With more than 13,000 cases of COVID-19 in New Jersey including nine in Cape May County, by the states count, and three in Middle Township, according to the county federal and state officials have imposed strict measures aimed at slowing the infection rate.

MIDDLE TOWNSHIP Police on Thursday notified residents that out-of-state cars parked at a t

That has included closing schools and most other gathering places and shutting nonessential businesses, measures expected to be in place for weeks at least.

But, at least for one night in Middle Township, neighbors left the light on for each other.

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Middle Township porch parties aimed at keeping neighborhood connections safely - Press of Atlantic City

EJ Dougher, known as EJ The DJ, plays music on his back yard patio at his West Scranton home on Monday, March 30, 2020. With his DJ schedule cleared for the month due to COVID-19, Dougher broadcasts a live stream dance party every afternoon on Facebook Live.Christopher Dolan / Staff Photographer

Unable to work during the coronavirus pandemic, EJ Dougher still manages to get thousands of people on their feet and dancing.

Now should be the start of the busy season for the West Scranton DJ, known as EJ the DJ. But, with weddings postponed and the school events for which he often provides music canceled, Dougher still wanted to reach an audience.

Each day, he sets up his equipment, wears his signature hat and hosts live dance parties on Facebook, from his party porch.

I thought if I could get everyone up and dancing for one hour, it would be great, he said. They forget about whats going on.

Family, friends and complete strangers say they do just that: enjoy the music from their homes, without worrying about the outbreak.

Dougher mentions birthdays and anniversaries and highlights local businesses that remain open, or businesses that people can support by buying gift certificates. His live videos are often viewed 4,000 times or more.

His wife, Penny, acts as producer, and daughters Olivia, 16, and McCae, 19, make dance party appearances too.

Its been cool, Olivia said. Its hard for him with his job, not being able to do anything. ... Its been nice to see my dad happy.

McCae thought the dance parties would just reach some of her dads friends, not people from around the world.

Its a good way to spread positivity, especially in times like this, she said.

Contact the writer:

shofius@timesshamrock.com;

570-348-9133;

@hofiushallTT on Twitter

Editors note: As Northeast Pennsylvania deals with the coronavirus, residents continue to help their neighbors and serve others. Let us know about the good things happening in our communities by sending an email to the newsroom at shofius@timesshamrock.com or calling us at 570-348-9133.

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Party porch brings smiles and dancing to NEPA - Scranton Times-Tribune

"I just thought it would be so nice to do something to tell the community, 'Hey, we're still here, we're still altogether,'" DeRosa said before pausing and becoming choked up. "Even though it's so hard."

Smith's' family was DeRosa's first session. The teacher visited Smith, Jacob and her children, Marley Foltz, 10, Robert Foltz, 8, and Hagan Smith, 10 months, around 8:30 a.m. Tuesday.

Smith said her family has largely been inside recently, so the session gave them a much-needed break from the home-bound monotony and allowed Smith to do some decorating, as she put a wreath in the background of her porch. She said they bought their house in late September last year so she wanted to "hang a big picture up." Smith said her family was appreciative of DeRosa's efforts.

"I just love her for this, and I think a lot of other people do too," Smith said.

DeRosa stressed she does not want to be paid for this and added she will be accepting donations at some point, but hasn't decided where she wants the money to go.

She talked about what keeps her balancing being a mother of three children and creating lessons for her school children and driving across Auburn for photos.

"The ability to bring happiness to others, everybody needs it right now," she said. "We need something to look forward to, we need something to make us happy."

Staff writer Kelly Rocheleau can be reached at (315) 282-2243 or kelly.rocheleau@lee.net. Follow him on Twitter @KellyRocheleau.

Sign up now to get the most recent coronavirus headlines and other important local and national news sent to your email inbox daily.

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Positivity on the porch: Auburn teacher photographs families during COVID-19 pandemic - The Citizen

DUBLIN--(BUSINESS WIRE)--The "Commercial Vehicle Wiring Harness Market to 2027 - Global Analysis and Forecasts by Vehicle Type; LCV Type; M&HCV Type" report has been added to ResearchAndMarkets.com's offering.

The global commercial vehicle wiring harness market was valued at US$ 11.5 billion in 2018 and is expected to reach US$ 16 billion by 2027 with a CAGR growth rate of 3.9% in the forecast period from 2019 to 2027.

The continuous modernizations in the field of technologies for a wide variety of applications in the lightweight commercial vehicle (LCV), medium & heavyweight commercial vehicle (HCV) are attracting several automakers across the world, which is paving the path for commercial vehicle wiring harness market in the current scenario. Moreover, the automotive industry is experiencing growth in the strategic partnerships between the automakers and wiring harness manufacturers to boost the commercial vehicle wiring harness market.

North America region accounted for the highest market share in 2018, nearly 45% of the entire market. The dominance of North America in the global commercial vehicle wiring harness market is since; the country houses a large number of automotive OEMs, telematics companies, and semiconductor companies.

Additionally, the trend of adoption of newer technologies and solutions is also high in the country, which has pushed the residents to opt for an electric vehicle. As the electronics components are being increasingly introduced into modern commercial vehicles, the wiring is becoming increasingly significant, since the installation of wiring is essential for additional safety and connectivity systems.

Automotive original equipment manufacturers (OEM) in the region are searching for new electrical architectures to streamline harness designs in order to minimize wiring complexity as well as cost. This factor is heavily fueling the growth of commercial vehicle wiring harness market in the country, which is catalyzing the growth of commercial vehicle wiring harness market in North America substantially.

APAC region held the second largest market share in the global commercial vehicle wiring harness market in 2018, followed by Europe. China is one of the prominent leaders in global electric vehicle development globally and ranks first in the Asia Pacific region. Likewise, the country houses a number of automobile manufacturers, and in the current scenario, these automakers in China are investing significantly in order to acquire advanced wiring harness products.

The companies present in the region are highly focused on providing wires and cables for a commercial vehicle. For instance, Sumitomo Electric Industries, Ltd., one of the prominent players in the commercial vehicle wiring harness market, designs high-voltage wiring harnesses and connectors; the government is also highly investing in the automotive industry. Also, the production of commercial vehicles in APAC in 2018 was 4,229,563 units; thus, these factors make it the fastest-growing region.

The commercial vehicle wiring harness market is segmented on vehicle type. The vehicle type segment is bifurcated into LCV Type and M&HCV Type. The LCV type segment is sub-segmented into SUV, pickups, minitrucks, and minivans. Further, the M&HCV type segment of commercial vehicle wiring harness market is sub-segmented into medium and heavy trucks, heavy mining vehicle, heavy construction vehicle, heavy agriculture vehicle, and medium agriculture vehicle/tractor.

The heavy agriculture vehicle sub-segment is expected to witness a highest CAGR in the commercial vehicle wiring harness market during the forecast period. The demand of heavy agriculture vehicle in developing countries such as India, Mexico, Argentina, is preopening the growth of commercial vehicle wiring harness market. The growing agricultural industry across the globe is demanding advanced agriculture vehicle for increasing the crop yield.

Moreover, medium and heavy trucks is expected to dominate the commercial vehicle wiring harness market throughout the forecast period. These trucks are engineered mainly to operate under tough conditions, as well as manufactured by integrating best-in-class auto technology to offer an outstanding trucking experience to its customers. Thus, the demand of medium and heavy trucks is boosting globally.

Some of the key players in the commercial vehicle wiring harness market are Motherson Sumi Systems Limited, DRXLMAIER Group, AME Systems (Vic) Pty Ltd, Yazaki Corporation, THB Group, Sumitomo Electric Group, SPARK MINDA (Ashok Minda Group), Nexans Autoelectric, Lear Corporation, and Furukawa Electric Co. Ltd.

Kromberg & Schubert, Precision Cable Assemblies, AMSCO U.S. Inc, InterLnX, Inc., Boomslang Fabrication LLC, and Altex are some of the other market players from value chain which are not profiled in the report but the can be included based on request.

Reasons to Buy

Key Topics Covered

1. Introduction

1.1 Scope of the Study

1.2 Report Guidance

1.3 Market Segmentation

2. Key Takeaways

3. Research Methodology

3.1 Coverage

3.2 Secondary Research

3.3 Primary Research

4. Commercial Vehicle Wiring Harness Market Landscape

4.1 Market Overview

4.2 Ecosystem Analysis

4.3 Pest Analysis

4.3.1 North America - PEST Analysis

4.3.2 Europe - PEST Analysis

4.3.3 Asia Pacific - PEST Analysis

4.3.4 Middle-East and Africa - PEST Analysis

4.3.5 South America - PEST Analysis

5. Commercial Vehicle Wiring Harness Market - Key Market Dynamics

5.1 Key Market Drivers

5.1.1 Boosting Demand for Electric Vehicles

5.2 Key Market Restraints

5.2.1 Integration of Wiring Harness Enhance the Upfront Cost of Vehicle

5.3 Key Market Opportunities

5.3.1 Growing Trend of Electric Truck Production

5.4 Future Trends

5.4.1 Mounting Focus on the Integration of Light Weight Wires and Cables

5.5 Impact Analysis of Drivers and Restraints

6. Commercial Vehicle Wiring Harness Market - Global Market Analysis

6.1 Global Commercial Vehicle Wiring Harness Market Overview

6.2 Global Commercial Vehicle Wiring Harness market Forecast and Analysis

6.3 Market Positioning:

7. Commercial Vehicle Wiring Harness Market - By Vehicle Type

7.1 Overview

7.2 Commercial Vehicle Wiring Harness Market Breakdown, by Vehicle Type, 2018 and 2027

7.3 Light Commercial Vehicles (LCV)

7.4 Medium & Heavy Commercial Vehicles (M&HCV)

8. Global Commercial Vehicle Wiring Harness Market - Geographic Analysis

8.2 Europe Commercial Vehicle Wiring Harness Market Revenue And Forecast To 2027

8.3 APAC Commercial Vehicle Wiring Harness Market, Revenue and Forecast To 2027

8.4 MEA Commercial Vehicle Wiring Harness Market, Revenue and Forecast To 2027

8.5 South America Commercial Vehicle Wiring Harness Market Revenue And Forecast To 2027

9. Global Commercial Vehicle Wiring Harness Market - Industry Landscape

9.1 Overview

9.2 Market Initiatives

9.3 Mergers & Acquisitions

9.4 New Developments

For more information about this report visit https://www.researchandmarkets.com/r/59ocb5

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Global Commercial Vehicle Wiring Harness Markets, 2020-2027: Mounting Focus on the Integration of Light Weight Wires and Cables -...

Outotec is looking to maximise grinding mill availability with a new modular system that provides all control functions required for the safe operation of equipment, and its associated lubrication systems, as well as continuous condition monitoring.

The Outotec Mill Control System allows for advanced condition monitoring strategies, including remote expert support, to ensure maximum mill availability, the company says.

It proactively detects anomalies using diagnostic data from IO-Link instruments to determine instrument health and detect installation problems before they cause downtime, according to the company.

Remote connectivity hardware is included as standard, enabling connection to Outotecs Connected Services for remote diagnostics and support. Plant owners can also take advantage of Outotecs cloud-based Asset Analytics service to gain valuable insights over the condition and performance of their assets, the company says.

The system uses standard hardware and software components that are common across Outotec product lines for improved availability of support resources and spare parts and meets all relevant EU safety directives and other key international safety standards, Outotec said.

IO-Link technology, an international standard according to IEC 61131-9, enables digitalisation and smart instruments by allowing for extended diagnosis of sensors and actuators, and the use of IO-Link instruments contributes to time and cost savings as the single interface means fewer input/output spares are required, according to the company.

In addition to increased mill availability, Outotec says it Mill Control System significantly reduces the commissioning time and cost associated with implementing similar systems, provides a shorter engineering lead time and superior installation quality thanks to simplified wiring and termination design as well as standardised software and hardware modules; comes with reduced project risks as the complete solution is delivered under one contract; and ensures compliance and reduced risk with state-of-the-art safety-rated hardware.

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Outotec to provide proactive condition monitoring system for grinding mills - International Mining

A certificate of occupancy (CO) is an exercise in bureaucracy that can both annoy and protect investors and owner-occupied homebuyers, especially when it comes to multifamily, new construction, and converted use.

The annoying part is satisfying possibly picky government-employed or contracted inspectors that a structure is safe, sound, and ready for human occupation. The protection part is that doing so ensures that the place can be legally sold, bought, occupied by the owner, and/or rented.

Since earning a CO ensures that a structure has passed specific inspections, including for fire safety, electrical wiring, plumbing, and structural integrity, not one person is likely to have all those licensed skill sets. Multiple inspections are often involved, including by fire marshals, electricians, plumbers, city engineers, or more, depending on the scope of the project.

Rules vary from jurisdiction to jurisdiction, and lenders also will have their own rules about when they'll fork over the financing during different phases of a project's journey, including some that may require a temporary certificate of occupancy or a certificate of substantial completion.

That's not to downplay the final certificate's importance. After all, the CO is the grand finale for the paperwork and processes that typically begin with zoning-approved permits and ideally end with the moving van at the front door.

Indeed, delays and distractions in getting one in hand have delayed many a good plan. And ignoring them altogether can end up in unbudgeted expenses, like fines and delay-related financing and construction costs.

Plus, if you don't have one, you might not be able to sell a property or even legally collect rent, as noted by Brick Underground, a New York City real estate news and information site.

The CO can come with different names depending on the issuer. Use and occupancy certificate is another example of a widely used title for the same thing. Another example is in Detroit, where it's called a certificate of compliance and is required to get a certificate of registration to rent the property, if that's the plan.

By any name, a certificate of occupancy is required by most local governments and does just that: It certifies that a building can be occupied. Reasons for needing one can include:

Many jurisdictions have multiple steps required to earn the CO, and it's advisable that stakeholders begin the process as soon as possible, ideally when the project is still on the drawing board.

To help your research, Seattle-based lender Assets America, which provides commercial loans of $5 million to $500 million nationwide, provides links to the governmental CO providers in 14 major U.S. markets on this page.

And here's what the CO overseer of one of the largest of all American markets, the Los Angeles Department of Building and Safety, provides in the way of online information, applications, and steps for following the process as it moves forward -- or not.

Finally, here's a good example of the requirements from the city government where I live in Columbia, South Carolina:

A CERTIFICATE OF OCCUPANCY

The Building Official shall issue a Certificate of Occupancy (CO) stating the nature of the occupancy permitted, the number of persons for each floor when limited by law, and the allowable load per square foot for each floor in accordance with the provisions of the International Building Code. The CO may be issued only upon satisfactory completion of construction of a building or structure and installation of electrical, gas, mechanical, and plumbing systems in accordance with the technical codes, reviewed plans and specifications, and after the final inspection. The Building Inspector must submit the Inspection Record to the Building Official prior to processing the Certificate of Occupancy.

That's just one example. If you're considering building a new house or multifamily structure or buying an existing one, be sure to check on that all-important CO. They exist to protect you, your potential investment, and the neighborhood and community where you may soon be putting your money.

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What Real Estate Investors Should Know About the Certificate of Occupancy - Motley Fool