ICI - Interior Designer Documentary #39;s Interview
FNBE 0214 Lee Yih Low En Huey Lynette Law Ong Jia Hui Kim Ye In.

By: Lee Yih

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ICI - Interior Designer Documentary's Interview - Video

INTERIOR DESIGNER - Angel Monterola

By: Angel Monterola

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INTERIOR DESIGNER - Angel Monterola - Video

Mantel Troubles | The Carlisle House, Episode 21 (2005)
In the barn, master carpenter Norm Abram meets up with chimney specialist Mark Schaub to determine if his oak lintel above the fireplace is truly safe, and if it will meet code. Host Kevin...

By: This Old House

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Mantel Troubles | The Carlisle House, Episode 21 (2005) - Video

Rosie Huntington-Whiteley would like to be either a physiologist or an interior designer if she wasn't a model.

Rosie Huntington-Whiteley would love to be a physiologist.

The 27-year-old beauty enjoys modelling but is fascinated by bother biology and design so has diverse ideas about an alternative career.

She said: ''I would love to have the patience to be an interior designer, but I also like the idea of being a physiologist.''

The 'Transformers: Dark of the Moon' actress thinks it is important to

set career targets and is always happy to say no to things she doesn't want to do.

Asked to give advice to aspiring models, she told online publication Violet Grey: ''Keep your wits about you. Be smart. Say no if something makes you feel uncomfortable. Have goals and go after them, and practice good manners.''

Rosie is happily settled with boyfriend Jason Statham and says when they visit America for work people think they are ''bonkers'' because of their love of cockney rhyming slang phrases.

She said: ''Jason has taught me nearly the whole diction of cockney rhyming slang. I get quite a few odd looks because people don't expect it to come out of my mouth. In the U.S. people just think we are bonkers!''

The British star feels ''mostly'' happy and thinks true happiness comes from working on yourself and doing what you think is right.

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Rosie Huntington-Whiteley's career ambitions

Burbank, CA (PRWEB) June 17, 2014

Business Insurance USA announced a new level of commercial insurance coverage for interior designers today, specifically structured to provide combined general liability with errors and omissions protection under one policy. This newly structured coverage option now makes important commercial insurance coverage available to interior design companies of all sizes.

Interior designers know they need to protect themselves and their company assets from legal liability lawsuits, states Business Insurance USAs Executive Director Gary Fisher, but they may mistakenly believe that just one type of liability coverage is all they need. By offering the combination of general liability and professional liability protection, interior designers are better positioned to address almost any type of liability allegation that may arise.

Interior designer liability insurance provides legal and financial support for design firms and their authorized representatives when surprise events or accidents happen that cause physical harm to people, or somehow damage personal property. If the interior designer or firm is deemed to be legally responsible for such an event, they may be ordered by the court to pay for medical care and property repairs. General liability insurance pays these judgments and settlements so that the firm is not forced to close its doors due to expensive litigation. This portion of interior designer insurance also pays for related expenses such as the cost of legal representation or cost associated with obtaining investigative services.

Interior designer professional liability insurance covers liability lawsuits, allegations and other legal activities that arise due to perceived professional errors. Interior designers can face civil lawsuits if their customers feel that a professional mistake was made that caused property damages or losses of income, or if the design company or representative is believed to have broken their contract. Professional liability insurance, also known as errors and omissions insurance, provides legal and financial assistance to interior design companies if accusations of this nature are made.

About Business Insurance USA

Business Insurance USA provides professional commercial insurance protection to companies large and small, across the nation. Headquartered in Burbank California, the company specializes in providing flexible business insurance coverage options to help make important protections available to a wide range of industries at affordable levels. Policy offerings include business asset loss protection, general liability coverage, business auto coverage, workers comp, surety bonds and professional liability, or errors and omissions insurance.

For more information visit http://businessinsuranceusa.com/business-insurance-interior-decorators.

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USA Business Insurance Introduces New Interior Designer Insurance Options

Homeseer home automation controller unboxing
http://www.discount-low-voltage.com/Connectivity/Home-Control/HT-ZEE Here #39;s a quick unboxing look at the cool Homeseer home automation controller. These are ...

By: Mercy Salinas

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Homeseer home automation controller unboxing - Video

For those looking to score a deal on a home, foreclosed properties can offer a great opportunity. Lenders are looking to unload the property and will often offer up a deep discount to do so quickly. But the process of buying a foreclosed home can differ a little from traditional home sales. Here are some things to consider before you make an offer on one of these properties.

The As-Is Sale

Disgruntled homeowners in foreclosure can feel like they have nothing left to lose. Faced with the prospect of losing their house, homeowners sometimes leave the place stripped of anything valuable or useful, including door knobs, fixtures and wiring. In cases like this, the lender is unlikely to make repairs and will sell the home as-is. While you can get the place at a steep discount, it might only be a bargain if youve got some DIY skills. This shouldnt necessarily discourage you from buying, but youll need to figure out if the cost of repairs will offset the discounted offer price.

Not Knowing What Youre Getting Into

With most homes, youll likely get some disclosure from the current owners. A helpful homeowner might give you a little advice, like the best place to start a garden, or offer you a heads up on minor repairs, like a bathroom door that sticks. And when it comes to big repairs, such as a shoddy foundation or termite damage, the owners might be legally required to let you know before you buy the place. But a lender has no history with the home, so dont expect to get a run-down of problems before you move in. A foreclosure might be a good deal, but it can also turn into an unexpected adventure.

Dont Assume Theyll Take Any Offer

While a foreclosed home can often be a bargain, you shouldnt expect the lender to accept a lowball offer. Even in a market flooded with foreclosures, a bank might balk at a low offer, preferring to wait until housing prices bounce back rather than take a huge hit on the investment. However, you can use local foreclosures to your advantage. Take a look at recent sale prices for homes sold by lenders which are often called real-estate owned, or REO sales to help you price the place.

It Takes More Time

Most mortgages are backed by big banks and financial institutions, which means you will likely run smack into a large, slow-moving bureaucracy when trying to buy a home in foreclosure. With a traditional home sale, you can expect to find out if your offer has been accepted within a day or two. But when buying from a financial institution this process can take weeks. So have patience and dont freak out if you dont immediately hear back from the seller.

A Different Kind of Sale

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5 foreclosure buying tips

Ideally, you want to be able to take your home's electrical system for granted. It should power your lights and appliances reliably, safely and invisibly.

But it's important to notice warning signs that an experienced professional should examine a system. Our researchers compiled these indicators, based on interviews with highly rated electricians:

Flickering lights, a sizzling sound when lights are switched on or off, plugs that spark, plugs that fit loosely in receptacles or lights that dim when appliances start. These may signal a loose wiring connection, which can be a fire hazard.

Warmth in a wire, extension cord or fuse box. This may indicate a faulty or unsafe wiring connection, which could cause an overload and lead to fire.

A breaker that repeatedly trips, indicating an overloaded circuit.

A breaker that never trips, especially in an older home. That may be a sign that your wiring system lacks adequate electrical safeguards.

Also, make sure you know what kind of wiring winds through your home. Copper is the ideal material. Pre-1940s knob-and-tube wiring and 1960s-era aluminum wiring are associated with greater fire risk.

Knob-and-tube systems feature porcelain knobs that anchor wires to studs and floor joists and insulated tubes that carry wires through walls and other obstructions. Such systems have separate hot and neutral wires that run parallel to each other and dissipate heat into the air. They can become a fire hazard if overburdened, improperly retrofitted or come in contact with insulation.

Problems with aluminum wire generally occur at connections, where exposed aluminum wire may rust, resisting current flow and generating heat. Aluminum also expands and contracts in response to load and temperature changes differently than copper or other materials, so connections between aluminum and other metals can lead to problems that reduce conduction.

If you live in an older home and aren't certain of its wiring type or safety status, schedule an inspection by a licensed, experienced electrician.

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Dont take electrical systems for granted

Going out and finding a bargain financial investment home, on paper, is just one-half of the process of property investment. The other half of real estate investing is going down to the property or courthouse to examine the real estate financial investment house literally for problems either in terms of the building, legal title and various other liens that can be on the property.

Unless you locate a residential property that is truly run down and you wish to tear it down to its structures, you really want to look out for homes that could have prospective electrical and water piping problems. The reason this is important is that, wiring and water piping is typically hidden behind walls and other furniture installations and mending them could be a really costly event since you have to hack into the wall surfaces and run the piping and circuitry if the issue is really severe. If you are new to home investing attempt to make an electrical engineer along with you when you are doing some property assessment.

Secondly, structure problems are typically harder to identify. When perambulating the home, look for cracks showing up beside your house and the foundation that enters into the ground. Search for big uncommon holes found beside the home and fractures on the outside paint of the structure. You may wish to bring a civil designer and a professional along to identify how much it would certainly set you back to take care of the property if you think the repair entailed will be considerable. You could also bring them along to give a grim price quote to our home owner and pull down the price of the residential property.

Finally, roof problems could be a consistent headache to you and your prospective occupant if you are buying the property for occupancy functions. When examining your home, look around the ceiling near the glass and around the edges of the wall surfaces to look for new paint or yellow spots or fractures with water in them. The majority of homeowners would be wise to remove the water bubbles after a heavy rain when trying to make an offer for the property, yet it is consistently crucial to determine if there is a major leaking roof which might cost you are lot into repairing it. Use this flaw to work out the cost of the home additionally if you want the residential property.

Fourthly, an additional reason the financial investment home concerned might be a bargain may be because there are legal issues linked with it. Common ones include, a number of proprietors that could not concur whether to offer or not. Lawsuits here would certainly be futile and you ought to stay clear of such residential property once you find out concerning it.

Another problem could be a lack of clean title. Did you know that the vendor can be selling you only the structure without the land or perhaps there are existing tax liens on your home or some other liens that can avoid you from acquiring good title to the home? Investing time talking with a trusted real property attorney to find out about typical realty problems in your area can save you bunches of lawful problems later on.

Fifthly, bankruptcy of your homeowner or one of the part proprietors of your property might depending upon the lawful proceedings of your state impact your ability to move title quickly. The majority of states make it a demand that the receiver of the broke needs to concur so pay cautious focus on the bankruptcy regulations of your state. That being shared, often the banks want to offer you at a deal so as to recover the bad debts quickly so do your homework before purchasing such a financial investment residential property.

To conclude, these 5 reminders could be made use of as a beginning factor for you to review your property financial investment. Spend time to believe rationally about the properties that you have actually viewed and see if they have any one of the above flaws and think about if you want to proceed buying them and whether the costs that you may sustain in fixing them will justify the rebate of the residential property to the market worth. Most importantly, take substantial activity today and seek your property financial investment dreams.

Take Action and you will be successful.

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Looking for Another Investment Home? Here Are Some Issues You Should Avoid

GREENVILLE, S.C. (AP) Steve and Mary Payne have not lived in a home of their own in 10 years.

Singularly and together, they've lived in shelters, with family and in a tent in an encampment under the Pete Hollis bridge known as Tent City.

They recently saw the two-bedroom, one-bath house with a glassed-in porch that, once renovated, will become their home for the next year.

It's available through a new program from United Housing Connections called Restore a Home.

"I still think it's a dream," Steve Payne said, standing in a large kitchen that was clearly his wife's favorite room.

"It's big," she said. "Won't be running into people."

"We used to have Thanksgiving and Christmas. The whole family," her husband said.

"Let's plan on that again," said Rick Ingram, the interim executive director of United Housing Connections who showed the Paynes the house, which is in the beginning stages of renovation.

Steve and Mary Payne were featured in a five-part series in The Greenville News last November that showed Greenville County has the second highest population of homeless people in the state after Richland, where Columbia is located. The series described life under the bridge, where the Paynes were new residents, where they celebrated their 32nd wedding anniversary.

The newspaper found that people with unreliable income or on disability, as the Paynes are, couldn't afford a place to live, sending them into the streets, shelters and tent communities. The problem is exacerbated by low-paying jobs and limited public transportation.

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Homeless couple gets home from Upstate volunteers