Custom Home Builders: Understanding Home Integration and Custom Home Theatres
Clinton Howell, President of H2 Systems, located in Burlington Ontario, demonstrates the cost/benefit, for Custom Home Builders, who align themselves with an authorized CEDIA Home Integration...
By: H2 Systems Inc. - Home Automation and Home Theatre
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Custom Home Builders: Understanding Home Integration and Custom Home Theatres - Video
I need for you to know that after week one, I am pleased. The contractors need to be praised; I worked with these guys this afternoon and...
We asked our architect who he recommended to build a Victorian home with great attention to detail, who was patient and who was very...
Time and time again, Whitestone provided us with exceptional customer service. Dave was very personable and always reassuring so I felt...
I knew when I first saw this house it was just what I wanted. I came back and spoke to the workers so I could answer all my husband's...
My house is completely different from homes Whitestone had done before, but they took on the challenge and passed with flying colors. Dave...
We love our new Whitestone house in The Heights. Nothing else on the market could compare, so our buying decision was easy. The antique...
Our experience with Whitestone was incredible. They worked with us closely and made sure our concerns were addressed and our vision was...
I have worked as an interior designer with Whitestone Builders for the past five years. During this time Whitestone consistently meets or...
I have worked with Whitestone Builders for over 7 years and have seen that their attention to detail, their trim work, and the character of...
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Houston Heights Luxury Homes |Houston Custom Builder ...
Specialist Builders
SVT Building are well known home builders in Melbourne who have over thirty years of family run building experience. We specialise in building custom homes, more towards the luxury end of the market. Along with our new home building service, we also offer renovation building, to make your home look the way you want.
Along with regular home building, a lot of the work we do is as townhouse builders or other sub division builders across many Melbourne suburbs. We have a lot of experience to help people get their investment properties built quickly and well, maximising profit. Of course if you want to move in, our Melbourne townhouse builders will make that easy for you too.
If you are looking to renovate or extend your home or investment property, our renovation or extension builders in Melbourne can help you. Whether it is a large extension or smaller renovations you are starting, such as a kitchen renovation, then call us. We are happy to speak with you about any building project, so ring0403 340 425 today.
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Home Builders Melbourne, Boutique Builders, Custom ...
Whether youre an adventurous person, a DIY expert or simply a persnickety home buyer, the thought of building your own home might be a thrilling prospect. After all, when you choose to build your own abode, you get to call all the shots. That means you can determine the precise layout, dictate the exact number and type of rooms, handpick all the finishes and even add an indoor pool, an aquarium wall or a stairway slide, for that matter. Perhaps thats why 27% of surveyed home buyers custom-built their own home, according to a 2013 National Association of Home Builders (NAHB) Research Center survey (see Should You Buy Or Build A Home?).
While building a one-of-a-kind home from the ground up may sound exciting, financing such a major undertaking is an entirely different story. Obviously, the majority of home buyers dont have enough money tucked away to cover the construction costs of their custom home which means theyre going to need a loan. Unfortunately, landing a loan for a self-build project is easier said than done.
If youre considering building your own home, here are a few things to keep in mind as you search for a loan.
For buyers purchasing an existing home, its relatively easy to get approved for a conventional mortgage, as long as they have good credit and reliable income. On the other hand, its virtually impossible to score traditional financing when youre building your own home. Why? Think of it this way: Youre basically asking the lender to shell out money for something doesnt exist yet. To make matters worse, construction is a risky process, and lenders dont like risk.
If you plan to self-build, youll need to pursue more specialized financing avenues. Enter the construction loan. Sometimes called a self-build loan, a construction loan is typically a short-term loan (usually one-year maximum) used to cover the cost of building your home.
These loans generally have variable rates that are higher than traditional mortgage loan rates. Once construction on your house is completed, you can either refinance the construction loan into a permanent mortgage or get a new loan to pay off the construction loan (sometimes called the end loan.)
As you gear up to apply for a construction loan, you should probably do some serious stretching. These loans require a ton of legwork on the borrowers part. Youll need to jump through numerous hoops to prove your home-building project is real, viable and relatively low-risk for the lender.
For most construction loan applications, youll need to provide the lender with a project timetable and a realistic budget. Youll also need to supply a comprehensive list of construction details, including everything from floor plans and the type of building materials to insulation and ceiling heights. (Experienced builders typically create a blue book that includes all of these details for a home-building project.)
At a minimum, most lenders require a 20% down payment on a construction loan, and some require as much as 25%. Why are the down payment requirements so high? Because construction loans are viewed as higher risk than a traditional mortgage loan, and the lender wants to ensure you dont walk away from the project.
If you dont already own the lot where you plan to build, the cost of the land will need to be included in the overall amount of the construction loan. If its financially possible, try to pay for the land upfront. Otherwise, youre going to have make a much larger down payment to qualify for the construction loan.
Originally posted here:
Getting A Mortgage When Building Your Own Home
A drywall ceiling installation is a process that attaches pieces of sheetrock or drywall to the actual framework of the home itself. Drywall or sheetrock is a semi-permanent and partially durable material used in various applications. Made of compressed gypsum, it is very heavy, especially in the large sheets needed to cover an entire ceiling. Although this can prove to be costly depending on how much drywall you need, it is generally the preferred and most commonly seen type of ceiling. Expect material costs to consist of the rather expensive drywall itself, some lumber, screws and finishing materials. Most finished rooms have drywall ceilings that can be painted the same as any other wall.
A general contractor can take on this job, and it will probably take a crew of several men two to three days for it to be completely finished. Expect to pay hundreds of dollars in labor costs, and near or in excess of a thousand for the entire job, largely depending on the area of the room.
Installing a drop ceiling can not only be a cost-effective construction option but also affords many other features not available with drywall. To install a drop ceiling, a metal frame is used to hold up ceiling tiles normally made of a cardboard-type material. The tiles are prefabricated and simply drop in once the metal frame is assembled. Drop ceilings are very inexpensive compared to wall board or drywall in both materials and labor. Expect the costs to be cut in half compared to drywall. A drop ceiling can be installed in one day by a general contractor and involves little to no finishing work. Drop ceilings are the preferred application in basements due primarily to how easy it is to access pipes, electrical work and air ducts located above the ceiling.
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Ceiling Installation Cost | Drop and Drywall Ceiling Prices
Carpet Cleaning - Cimex - Encapsulation
Here is a video of us cleaning 10 year old carpet tiles with our cimex encapsulation machine. Encapsulation cleaning offers a cost effective alternative to steam cleaning with the added benefits...
By: ProSteamUK - Specialist Cleaning Services UK
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Carpet Cleaning - Cimex - Encapsulation - Video
Carpet Cleaning, Steam Cleaning Cape Coral, Fort Myers, Bonita Spring ServiceMaster By Wright
ServiceMaster Clean - 239-321-5077 http://www.carpetcleaningcompaniesfl.com/ Give ServiceMaster By Wright A Call Today! Carpet Cleaning, Steam Cleaning Cape Coral, Fort Myers, Bonita Spring...
By: Tirrell Spruill
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Carpet Cleaning, Steam Cleaning Cape Coral, Fort Myers, Bonita Spring ServiceMaster By Wright - Video
Upholstery Furniture Cleaning Lake Forest CA
Pacific Professional Upholstery Cleaning services in Lake Forest CA, We appreciate that your furniture may be one of the biggest investments in your home. It #39;s easy to get in touch with us....
By: Pacific Carpet Tile Cleaning
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Upholstery Furniture Cleaning Lake Forest CA - Video
Moving items carpet cleaning
Carpet cleaning.
By: PK Cleaning Services
Aladdin Home Care Services
A reality internet TV show featuring Danny Dahdouh, a man with passion to deliver the best Customer Service, followed around by his number one fan and loyal camera man Blue, in a Homer world...
By: Blue TV
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Aladdin Home Care Services - Video