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(Angie's List) - Protecting your home from unwanted intruders is serious business. A modern alarm system with high-quality wireless equipment can be installed for about 700 dollars, but the real key is who is on the other end of the alarm.

"When considering a home alarm system, the monitoring is the most important. You can install an alarm that is just going to make sound in your house if somebody trips it, but the real value of an alarm system is it being tied to the police and the fire in case of an emergency," says Angie Hicks from Angie's List.

When you meet with a home security company, find out what company they use for their alarm monitoring. Make sure it is U.L. certified or has a 5-star Diamond rating from the Central Station Alarm Association. You will pay a separate monthly fee for this, which could range from 15 to 60 dollars depending on how sophisticated your system is. Once you're satisfied with that, it's time to decide on the equipment you need to adequately protect your home.

Home security professional, Kirk Booher says, "We always recommend multiple layers of protection, perhaps a perimeter security with cameras or motion lights. Then the next level would be window sensors that detect glass breakage, the window opening; of course, door sensors. And then another layer may be interior motion sensors on interior doors so we have multiple layers of coverage."

Get several referrals before choosing a home security company and check that it is properly licensed. Once the equipment is installed, make sure you understand exactly how to use it to keep from setting it off accidentally.

"You don't want to have false alarms on your alarm system because if it's connected to the police and the fire department, you might actually get charged for them to visit in case of a false alarm," says Hicks.

A quality system requires virtually no maintenance and should last as many as a dozen years. Angie says to also check with your home insurance company -- which may discount your annual premium by as much as 15 percent -- once the system is installed.

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Angie's List: Home Security Systems

JEFFERSON Jefferson-Morgan School Board directors on Monday unanimously approved a resolution to incur debt in an amount not to exceed $8 million to pay for badly needed upgrades and repairs to the senior-middle school, locking in interest rates near a 50-year historical low.

The rates are very good. Its a good time for the district (to incur debt), said Christopher Brewer, bond council with Dinsmore and Shohl LLP, adding that rates hit a near 50-year low in January.

The rates have come up a little since then, but they are still well below historical averages, said Jamie Doyle, financial adviser with Public Financial Management Inc.

Cindy Jento, chair of the board finance committee, said the district is hoping to raise $5.2 million from the bond issuance to replace sections of roofing; upgrade the electrical, plumbing and heating and cooling systems, and correct other infrastructure problems.

She added that the $8 million figure noted in the resolution is a cushion needed for possible adjustments in calculations regarding interest rates, and that the district intends to The rates are very good.

Its a good time for the district (to incur debt), said Christopher Brewer, bond council with Dinsmore and Shohl LLP, spend only $5.2 million on the needed repairs and upgrades.

Directors last month approved a resolution authorizing the administration and district solicitor Ernest DeHaas to work with the financial adviser bond counsel regarding the issuance of general obligation bonds based on net millage not to exceed 0.55 mills.

Last year, directors approved a 1.07 millage increase, with those funds earmarked for the project.

The additional 0.55 mills approved this year brings the total millage earmarked for bond payments to 1.62 mills.

Annual bond payments are expected to be about $450,000 over 30 years, she added.

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Jefferson-Morgan directors vote in favor of $8 million in upgrades, repair to school building