Home Builder Developer - Interior Renovation and Design

'No' to homes on border of historical Rayleigh sites

5:00pm Wednesday 2nd April 2014 in Southend By Philip Jones

LAND bordering historical sites in Rayleigh has been saved from development.

Rochford District Council threw out plans for three houses on land off London Hill.

The site, which borders the historic National Trust site of Rayleigh Mount, a garden connected to the Grade IIlisted Rayleigh Windmill and homes in London Hill and Hillview Road, is part of Rayleighs conservation area.

Rayleigh Town Council objected to the plan, citing concerns over extra traffic and said the scheme would have a detrimental effect on the landscape.

Essex County Councils archaeology team, English Heritage and Natural England all raised concerns about the development and the National Trust also objected.

John Griffin, Conservative councillor for Wheatley ward, tabled the motion to reject the application.

Mr Griffin raised fears about the loss of green space.

He said: I am a bit perplexed as to why these houses are being recommended within the conservation area.

Read the original:
Not on our land: District council opposes housing plan for conservation area

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Hes filled his home with so many antiques and decorations a champagne chiller from the Queen Mary, a silver bowl from the Titanic, his 20 trademark Christmas trees that hes lost count of some of it.

Like the number of porcelain rabbits that seem to keep multiplying in his third-floor apartment.

And hes hosted so many private parties and fundraisers that hes lost count of some of those, too.

But Jack Saltzman has kept records on all of the history hes collected from Lincolns most prominent people, and places.

A pair of empire couches and an 84-year-old record player Smoke Gets in Your Eyes still on the turntable from the Woods home on Sheridan Boulevard.

The chandelier from the family that opened Golds downtown department store.

A towering china cabinet from Bennett Martins home on South Street.

Silver service for 150, with a pair of serpentine-front cabinets, from the DuTeau home.

The mahogany coffee table that served as the governors desk before Frank Morrison ordered its legs sawed short.

All of the furniture from the Presidential Suite in the old Cornhusker Hotel.

Read more from the original source:
Back where it belongs: Collector sends a piece of history home

Being a homeowner continues to be the American Dream for most people. Having a home you can call your own is much more than the ability to be free from the landlord and the equity you can expect to gain over time. It is an experience unmatched by everyday activities. However, many first-time home buyers fail to realize everything involved in acquiring and maintaining a home. Here is a checklist that will be a reality check for some:

1. Down Payment: Even with the most favorable mortgage loans, a buyer can expect to make a down payment of at least 5 percent. With additional money invested in your new home, you may get better interest rates and terms.

2. Mortgage Insurance: If your down payment is less than 20 percent, you can expect to pay mortgage insurance. The product goes by several names according to the loan product that fits your circumstance. All of them are created to ensure the lender that they will not lose money by taking a larger risk for borrowers with lower down payments. The borrower pays the premiums in their mortgage payments and sometimes up front.

3. Appraisal Fees: The mortgage company wants to be assured that it is not loaning you money for a home that is not worth what you are willing to pay for it. They hire an independent appraiser to visit the home, research comparable sales and derive at an appraised value.

4. Survey Costs: Another thing that can cause you grief is when the boundaries of your property are different than they appear to be. Both the mortgage company and the title company want to be confident that the property lines are correct. A professional surveyor will visit the property, chart out the visible boundaries such as fence lines and the footprint of your home and then compare the physical attributes of the property to the legal description of the home site.

5. Title Insurance: The Owners Title Policy assures you that the property is being conveyed with a clear title. While a lot of research is done before the title insurance policy is issued, there is still a risk that the records were incomplete or simply wrong.

6. Moving Costs: Hiring a moving company can get expensive. It can also be a big task to interview several companies and make the selection. Even when you have family and friends to help you, there will be costs involved. Make arrangements as early as possible to make sure you dont get surprised.

7. Home Service Contracts: Many call these contracts a Home Warranty, but be sure to read the fine print.

Sellers often are willing to pay for a policy to benefit the new buyer, but you will still want to make the selection. Companies vary greatly in what they cover, the exceptions to the coverage, claim procedures and the deductible.

Use this checklist to prepare for your life as a new homeowner.

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Checklist for first -time home buyers

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