Victims of the Sublime Constructions and Development collapse are still waiting on home warranty insurance payouts.

Some victims of the Sublime Constructions and Development collapse are still waiting on home warranty insurance payouts from QBE almost 12 months after the Canberra-based building company went into administration, the insurance giant has said.

QBE had initially refused to pay out on about 13 policies with an estimated total value of $1.2 million on the grounds "another entity", Sublime Builders Pty Ltd, not the company that had contracted to do the work, had negotiated the insurance cover.

James Liddall, of Weston, said he had lodged his claim on December 18 last year as soon as he heard QBE was finally paying claims.

"I had been dissuaded [by QBE] from lodging a claim earlier. I was told if I did lodge a claim it would not be paid," he said.

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This was a common experience for many of the victims of the Sublime collapse.

Mr Liddall said he had responded to requests for documents from December 19 to 22 last year and that a case officer had been assigned on December 22, 2014.

Nothing happened until midway through January when Mr Liddall was contacted by the Brisbane building consultant QBE had assigned his case to.

"The building consultant asked me for the documents again," he said. "QBE had not provided the documents I had sent them to him. I provided the documents and he finally looked at the claim on January 28."

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Sublime Construction victims still wait for payouts a year after collapse

Rent or Own?

This townhome on Orchard Mesa is a typical example of a nicely maintained townhome currently available for rent. Bray Property Management manages the property and this two-bedroom, 1 1/2 bath townhome is currently available for $900 a month.

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This townhome on Orchard Mesa is a typical example of a nicely maintained townhome currently available for rent. Bray Property Management manages the property and this two-bedroom, 1 1/2 bath townhome is currently available for $900 a month.

This home at 3005 F 1/2 Road is currently listed by Ron Baimbridge with Heiden Homes for $159,900. FHA buyers need about $5,600 for a minimum down payment, and would then pay about $700 per month just toward principal and interest, with an interest rate of 3.5 percent. FHA borrowers would also have to pay monthly mortgage insurance as well as taxes and insurance, which would increase the total payment.

Staff

This home at 3005 F 1/2 Road is currently listed by Ron Baimbridge with Heiden Homes for $159,900. FHA buyers need about $5,600 for a minimum down payment, and would then pay about $700 per month just toward principal and interest, with an interest rate of 3.5 percent. FHA borrowers would also have to pay monthly mortgage insurance as well as taxes and insurance, which would increase the total payment.

While some renters prefer an apartment or a townhome, others want a single-family home. This Orchard Mesa home, with five bedrooms and four and a half baths, currently rents for $1,550 a month.

Staff

While some renters prefer an apartment or a townhome, others want a single-family home. This Orchard Mesa home, with five bedrooms and four and a half baths, currently rents for $1,550 a month.

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It it better to rent or buy your own home?

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